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HomeMy WebLinkAbout1992-09 - Sewerage System Revenue Bonds, Series 1992Document No. 2239) Account No. K-73296 ORDINANCE NO. ~...~ OF THE CITY OF RIVERSIDE, MISSOURI PASSED FEBRUARY 4, 1992 AUTHOR I'L I NG $1,500,000 SEWERAGE SYSTEM REVENUE BONDS SERIES 1992 ORDINANCE NO. OF THE CITY OF RIVERSIDE, MISSOURI INDEX PAGE Title ..................................... 1 Recitals .................................. 1 ARTICLE I DEFINITIONS Section 101. Definitions of Words and Terms ............ 2 ARTICLE II AUTHORIZATION OF BONDS Section 201. Authorization of Bonds .... ................ 8 Section 202. Security for the Bonds .... ................ 8 Section 203. Description of Bonds ...... ................ 9 Section 204. Designation of Paying Agent ............... 10 Section 205. Method and Place of Payment of Bonds ...... 10 Section 206. Registration, Transfer and Exchange of Bonds .................. ................ 11 Section 207. Execution, Authentication a nd Delivery of ............... Bonds ................ 12 Section 208. ... Mutilated, Destroyed, Lost and Stolen Bonds 13 Section 209. Cancellation and Destructio n of Bonds Upon ............... Payment ................ 14 Section 210. . Sale of the Bonds ......... ................ 14 Section 211. Preliminary Official Statem ent and Official Statement .............. ................ 19 ARTICLE III REDEMPTION OF BONDS Section 301. Optional Redemption ....................... 16 Section 302. Mandatory Redemption ...................... 16 Section 303. Selection of Bonds to Be Redeemed ......... 17 Section 304. Notice and Effect of Call for Redemption .. 18 (i) PAGE ARTICLE IV FORM OF BONDS Section 401. Form of Bonds ............................. 20 ARTICLE V FUNDS AND ACCOUNTS Section 501. Creation of Funds and Accounts ............ 28 Section 502. Administration of Funds and Accounts ...... 28 ARTICLE VI APPLICATION OF BOND PROCEEDS Section 601. Disposition of Bond Proceeds .............. 28 Section 602. Application of Moneys in the Project Fund ................................... 29 ARTICLE VII APPLICATION OF REVENUES Section 701. Revenue Fund .............................. 29 Section 702. Application of Moneys in Funds and Accounts ............................... 30 Section 703. Deficiency of Payments into Funds and Accounts ............................... 33 Section 704. Transfer of Funds to Paying Agent ......... 33 ARTICLE VIII DEPOSIT AND INVESTMENT OF MONEYS Section 801. Deposits of Moneys ........................ 34 Section 802. Investment of Moneys ...................... 39 ARTICLE IX PARTICULAR COVENANTS OF THE CITY Section 901. Efficient and Economical Operation ........ 34 Section 902. Rate Covenant ............................. 35 Section 903. Reasonable Charges for all Services ....... 35 (ii) PAGE Section 904. Restrictions on Mortgage or Sale of System ................................. 35 Section 905. Insurance ................................. 36 Section 906. Books, Records and Accounts ............... 37 Section 907. Annual Budget ............................. 37 Section 908. Annual Audit .............................. 37 Section 909. Consultant's Report ....................... 38 Section 910. Bondowners' Right of Inspection ........... 38 Section 911. Administrative Personnel .................. 38 Section 912. Rules and Regulations ..................... 38 Section 913. Performance of Duties ..................... 38 ARTICLE X ADDITIONAL BONDS Section 1001. Prior Lien Bonds .......................... 39 Section 1002. Parity Lien Bonds ......................... 39 Section 1003. Junior Lien Bonds ......................... 40 Section 1004. Refunding Bonds ........................... 41 ARTICLE XI DEFAULT AND REMEDIES Section 1101. Acceleration of Maturity in Event of Default ................................ 91 Section 1102. Default Remedies .......................... 42 Section 1103. Limitation on Rights of Bondowners ........ 92 Section 1104. Remedies Cumulative ....................... 42 Section 1105. No Obligation to Levy Taxes ............... 43 ARTICLE XII DEFEASANCE Section 1201. Defeasance ................................ 93 ARTICLE XIII AMENDMENTS Section 1301. Amendments ................................ 44 (iii) PAGE ARTICLE XIV MISCELLANEOUS PROVISIONS Section 1401. Notices, Consents and Other Instruments by .. Bondowners ...................... 45 Section 1902. ..... Tax Covenants ....... ...................... 45 Section 1403. Further Authority ... ...................... 47 Section 1404. Severability ........ ...................... 48 Section 1405. Governing Law ....... ...................... 48 Section 1406. Effective Date ...... ...................... 48 Passage and Approval ...................... 49 Signatures and Seal . ...................... 49 Exhibit A - Arbitrage Instructions Exhibit B - Bond Purchase Agreement Exhibit C - Preliminary Official Statement (iv) BILL NO. ORDINANCE NO. AN ORDINANCE AUTHORIZING THE ISSUANCE OF $1,500,000 PRINCIPAL AMOUNT OF SEWERAGE SYSTEM REVENUE BONDS, SERIES 1992, OF THE CITY OF RIVERSIDE, MISSOURI, FOR THE PURPOSE OF CONSTRUCTING ADDITIONS TO AND EXTENDING AND IMPROVING THE SEWERAGE SYSTEM OF THE CITY; PRESCRIBING THE FORM AND DETAILS OF SAID BONDS AND THE COVENANTS AND AGREEMENTS MADE BY THE CITY TO FACILITATE AND PROTECT THE PAYMENT THEREOF; PROVIDING FOR THE COLLECTION, SEGREGATION AND APPLICATION OF THE REVENUES OF THE CITY'S SEWERAGE SYSTEM FOR THE PURPOSE OF PAYING THE COSTS OF OPERATION AND MAINTENANCE THEREOF, PAYING THE PRINCIPAL OF AND INTEREST ON SAID BONDS, AND PROVIDING REASONABLE AND ADEQUATE RESERVE FUNDS; AND AUTHORIZING OTHER ACTIONS AND PRESCRIBING OTHER MATTERS RELATING THERETO. WHEREAS, the City of Riverside, Missouri (the "City"), is a city of the fourth class and political subdivision duly organized and existing under the laws of the State of Missouri, and pursuant to Chapter 250 of the Revised Statutes of Missouri, 1986, as amended (the "Act") now owns and operates a revenue producing sewerage system serving the City and its inhabitants (the "System," as hereinafter more fully defined); and WHEREAS, the City is authorized under the provisions of the Act to issue and sell revenue bonds for the purpose of providing funds for extending and improving the System, upon obtaining the required voter approval and provided that the principal of and interest on such revenue bonds shall be payable solely from the revenues derived from the operation of the System; and WHEREAS, pursuant to such authority, a special bond election was duly held in the City on Tuesday, June 6, 1989, for the purpose of submitting to the qualified electors of the City the following question: QUESTION Shall the City of Riverside, Missouri, issue its sewerage system revenue bonds in the amount of $1,500,000 for the purpose of constructing additions to and extending and improving the sewerage system of the City, the cost of operation and maintenance of said system and the principal of and interest on said revenue bonds to be payable solely from the revenues derived by the City from the operation of its sewerage system, including all future extensions and improvements thereto? and it was found and determined that more than a simple majority of the qualified electors of the City voting on the question had voted in favor of the issuance of said revenue bonds for the purpose aforesaid, the vote on said question having been 250 votes for said question to 181 votes against said question; and WHEREAS, none of the bonds so authorized have heretofore been issued and the City proposes to issue $1,500,000 of the bonds so authorized, in order to provide funds for said purpose, and to provide the remainder of the estimated costs thereof which may be required from funds of the City otherwise available; and WHEREAS, the Board of Aldermen has caused plans and specifications for said extensions and improvements and an estimate of the cost thereof to be made by the City's consulting engineers and the same are hereby accepted and approved and are on file in the office of the City Clerk, the amount of said estimated cost being not less than $2,531,373; and WHEREAS, the City does not have outstanding any bonds or other obligations payable from the revenues derived by the City from the operation of the System; and WHEREAS, it is hereby found and determined that it is necessary and advisable and will promote the general health and welfare of the City and of its inhabitants that revenue bonds be issued and secured in the form and manner as hereinafter provided to provide funds for such purpose; NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF ALDERMEN OF THE CITY OF RIVERSIDE, MISSOURI, AS FOLLOWS: ARTICLE I DEFINITIONS Section 101. Definitions to words and terms defined capitalized words and terms have the following meanings: of Words and Terms. In addition elsewhere herein, the following as used in this Ordinance shall -2- "Arbitrage Instructions" means the Arbitrage Instructions attached hereto as Exhibit A, as the same may be amended or supplemented in accordance with the provisions thereof. "Board" means the Board of Aldermen, the governing body of the City. "Bondowner," "Owner" or "Registered Owner" when used with respect to any Bond means the Person in whose name such Bond is registered on the Bond Register. "Bond Payment Date" means any date on which principal of or interest on any Bonds is payable. "Bond Purchase Agreement" means the Bond Purchase Agreement between the City and the Original Purchaser. "Bond Register" means the books for the registration, transfer and exchange of Bonds kept at the office of the Paying Agent. "Bonds" means the Sewerage System Revenue Bonds, Series 1992, of the City, in the aggregate principal amount of $1,500,000, authorized and issued pursuant to this Ordinance. "Business Day" means a day on which the Paying Agent shall be scheduled in the normal course of its operations to be open to the public for conduct of its banking operations. "City" means the City of Riverside, Missouri, and any successors or assigns. "Code" means the Internal Revenue Code of 1986, as amended, and the applicable regulations of the Treasury Department proposed or promulgated thereunder. "Consultant" means an independent engineer or engineering firm, having a reputation for skill and experience in the construction, financing and operation of public utilities, and the preparation of management studies and financial feasibility studies in connection therewith, at the time employed by the City for the purpose of carrying out the duties imposed on the Consultant by this Ordinance. "Current Expenses" means all reasonable and necessary expenses of operation, maintenance and repair of the System and keeping the System in good repair and working order, including without limiting the generality of the foregoing, current maintenance charges, expenses of reasonable upkeep and repairs, salaries, wages, costs of materials and supplies, Paying Agent fees and expenses, annual audits, periodic Consultant's reports, properly allocated share of charges for insurance, and all other expenses incident to the operation of the System, but shall exclude depreciation, all general administrative expenses -3- of the City not related to the operation of the System, and the payments into the Depreciation and Replacement Account hereinafter provided for. "Debt Service Account" means the account by that name created by Section 501 hereof. "Debt Service Reserve Account" means the account by that name created by Section 501 hereof. "Debt Service Reserve Requirement" means $150,000, which is the amount on the date of original issuance and delivery of the Bonds equal to the least of (1) 10% of the aggregate initial offering price of the Bonds, (2) 1000 of the maximum future annual debt service requirements for the Bonds during any fiscal year, or (3) 125% of the average annual debt service requirements for the Bonds during any fiscal year. "Defaulted Interest" means interest on any Bond which is payable but not paid on any Interest Payment Date. "Defeasance Obligations" means: (a) United States Government Obligations which are not subject to redemption in advance of their maturity dates; or (b) obligations of any state or political subdivision of any state, the interest on which is excluded from gross income for federal income tax purposes and which meet the following conditions: (1) the obligations are (i) not subject to redemption prior to maturity or (ii) the trustee for such obligations has been given irrevocable instructions concerning their calling and redemption and the issuer of such obligations has covenanted not to redeem such obligations other than as set forth in such instructions; (2) the obligations are secured by cash or United States Government Obligations that may be applied only to principal of, premium, if any, and interest payments on such obligations; (3) such cash and the principal of and interest on such United States Government Obligations (plus any cash in the escrow fund) are sufficient to meet the liabilities of the obligations; (9) such cash and United States Government Obligations serving as security for the obligations are held in an escrow fund by an escrow agent or a trustee irrevocably in trust; -4- (S) such cash and United States Government Obligations are not available to satisfy any other claims, including those against the trustee or escrow agent; and (6) the obligations are rated in the highest rating category by Moody's (presently "Aaa") or Standard & Poor's (presently "AAA"). "Depreciation and Replacement Account" means the account by that name created by Section 501 hereof. "Interest Payment Date" means the Stated Maturity of an installment of interest on any Bond. "Maturi~" when used with respect to any Bond means the date on which the principal of such Bond becomes due and payable as therein and herein provided, whether at the Stated Maturity thereof or call for redempton or otherwise. "Net Revenues Available for Debt Service" means, for the period of determination, all income and revenues derived by the City from the operation of the System, including investment and rental income, net proceeds from business interruption insurance, and any amounts deposited in escrow in connection with the acquisition, construction, remodeling, renovation and equipping of facilities to be applied during the period of determination to pay interest on System Revenue Bonds, less all Current Expenses (other than interest paid on System Revenue Bonds, depreciation and amortization charges during the period of determination) and other proper charges, all as determined in accordance with generally accepted accounting principles, but excluding any profits or losses on the early extinguishment of debt or on the sale or other disposition, not in the ordinary course of business, of investments or fixed or capital assets. "Operation and Maintenance Account" means the account by that name created by Section 501 hereof. "Ordinance" means this Ordinance as from time to time amended in accordance with the terms hereof. "Original Purchaser" means George K. Baum & Company, Kansas City, Missouri. "Outstanding" means, when used with reference to Bonds means, as of any particular date, all Bonds theretofore issued and delivered hereunder, except: (a) Bonds theretofore cancelled by the Paying Agent or delivered to the Paying Agent for cancellation; -5- (b) Bonds deemed to be paid in accordance with the provisions of Section 901 hereof; and (c) Bonds in exchange for or in lieu of which other Bonds have been registered and delivered hereunder. "Parity Bonds" means any parity bonds hereafter issued pursuant to Section 1002 hereof and standing on a parity and equality with the Bonds with respect to the payment of principal and interest out of the net income and revenues of the System. "Parity Ordinances" means the ordinances under which any parity bonds shall hereafter be issued pursuant to Section 1002 hereof. "Paying Agent" means Commerce Bank of Kansas City, N.A., Kansas City, Missouri, and any successors and assigns. "Permitted Investments" means any of the following securities, if and to the extent the same are at the time legal for investment of the City's funds: (a) United States Government Obligations; (b) bonds, notes or other obligations of any state of the United States, including the State of Missouri, or any political subdivision of the State of Missouri, which at the time of their purchase are rated in either of the two highest rating categories by a nationally recognized rating service; (c) repurchase agreements with any bank, bankholding company, savings and loan association, trust company, or other financial institution organized under the laws of the United States or any state, which are continuously and fully secured by any one or more of the securities described in clause (a) or (b) above and which have a market value, exclusive of accrued interest, at all times at least equal to the principal amount of such repurchase agreement; (d) obligations of the Federal National Mortgage Association, the Government National Mortgage Association, the Federal Financing Bank, the Federal Intermediate Credit Corporation, Federal Banks for Cooperatives, Federal Land Banks, Federal .Home Loan Banks, Farmers Home Administration and Federal Home Loan Mortgage Corporation; and (e) certificates of deposit or time deposits, whether negotiable or nonnegotiable, issued by any bank or trust company organized under the laws of the United States or any state, provided that such certificates of deposit shall be either (1) continuously and fully insured by the Federal -6- Deposit Insurance Corporation, or (2) continuously and fully secured by such securities as are described above in clauses (a) through (c), inclusive, which shall have a market value, exclusive of accrued interest, at all times at least equal to the principal amount of such certificates of deposit. "Person" means any natural person, corporation, partnership, firm, joint venture, association, joint-stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof or other public body. "Proiect Fund" means the fund by that name created by Section 501 hereof. "Record Date" for the interest payable on any interest payment date means the 15th day (whether or not a business day) of the calendar month next preceding such interest payment date. "Redemption Date" when used with respect to any Bond to be redeemed means the date fixed for such redemption pursuant to the terms of this Ordinance. "Redemption Price" when used with respect to any Bond to be redeemed means the price at which such Bond is to be redeemed pursuant to the terms of this Ordinance, including the applicable redemption premium, if any, but excluding installments of interest whose Stated Maturity is on or before the Redemption Date. "Revenue Fund" means the fund by that name created by Section 501 hereof. "Special Record Date" means the date fixed by the Paying Agent pursuant to Section 204 hereof for the payment of Defaulted Interest. "Stated Maturity" when used with respect to any Bond or any installment of interest thereon means the date specified in such Bond and this Ordinance as the fixed date on which the principal of such Bond or such installment of interest is due and payable. "Surplus Account" means the account by that name created by Section 501 hereof. "System" means the entire sewerage system owned and operated by the City for the collection, treatment and disposal of sewage, to serve the needs of the City and its inhabitants and others, including all appurtenances and facilities connected therewith or relating thereto, together with all extensions, improvements, additions and enlargements thereto hereafter made or acquired by the City. -7- "System Revenue Bonds" means collectively the Bonds, any Parity Bonds and all other revenue bonds which are payable out of, or secured by an interest in, the income and revenues derived by the City from the operation of the System. "United States Government Obligations" shall mean bonds, notes, certificates of indebtedness, treasury bills or other securities constituting direct obligations of, or obligations the principal of and interest on which are fully and unconditionally guaranteed as to full and timely payment by, the United States of America, including evidences of a direct ownership interest in future interest or principal payments on obligations issued or guaranteed by the United States of America (including the interest component of obligations of the Resolution Funding Corporation), or securities which represent an undivided interest in such obligations, which obligations are rated in the highest rating category by Standard & Poor's Corporation and Moody's Investors Service, Inc., and such obligations are held in a custody account by a custodian satisfactory to the City. ARTICLE II AUTHORIZATION OF BONDS Section 201. Authorization of Bonds. There is hereby authorized and directed to be issued a series of Sewerage System Revenue Bonds, Series 1992, of the City in the principal amount of $1,500,000 (the "Bonds") for the purpose of constructing additions to and extending and improving the System, as provided in this Ordinance. Section 202. Security for the Bonds. The Bonds shall be special obligations of the City payable solely from, and secured as to the payment of principal and interest by a pledge of, the net income and revenues derived by the City from the operation of the System, after providing for the costs of operation and maintenance thereof, including operating income, investment income, gifts, bequests, contributions, and grants and other moneys made available to the City with respect to the System from sources other than funds raised by taxation, and the City hereby pledges said net income and revenues to the payment of the principal of and interest on the Bonds. The Bonds shall not be or constitute a general obligation of the City, nor shall they constitute an indebtedness of the City within the meaning of any constitutional, statutory or charter provision, limitation or restriction, and the taxing power of the City is not pledged to the payment of the Bonds either as to principal or interest. The covenants and agreements of the City contained herein and in the Bonds shall be for the equal benefit, protection and security of the legal owners of any or all of the Bonds, all of -8- which Bonds shall be of equal rank and without preference or priority of one Bond over any other Bond in the application of the funds herein pledged to the payment of the principal of and the interest on the Bonds, or otherwise, except as to rate of interest, date of maturity and right of prior redemption as provided in this Ordinance. The Bonds shall stand on a parity and be equally and ratably secured with respect to the payment of principal and interest from the net income and revenues derived by the City from the operation of the System and in all other respects with any Parity Bonds. The Bonds shall not have any priority with respect to the payment of principal or interest from said net income and revenues or otherwise over the Parity Bonds and the Parity Bonds shall not have any priority with respect to the payment of principal or interest from said net income and revenues or otherwise over the Bonds. Section 203. Description of Bonds. The Bonds shall consist of fully registered bonds without coupons, numbered from R-1 consecutively upward, in the denomination of $5,000 or any integral multiple thereof. The Bonds shall be substantially in the form set forth in Section 401 hereof, and shall be subject to registration, transfer and exchange as provided in Section 206 hereof. The Bonds shall be dated February 1, 1992, shall become due on February 1 in the years (subject to optional and mandatory redemption prior to Stated Maturity as provided in Article III hereof), and shall bear interest at the rates per annum, as follows: SERIAL BONDS Stated Maturity Principal Annual Rate February 1 Amount of Interest 1994 $35,000 4.50a 1995 95,000 5.00 1996 45,000 5.25 1997 50,000 5.50 1998 55,000 5.75 1999 55,000 6.00 2000 60,000 6.20 2001 65,000 6.40 2002 65,000 6.60 2003 70,000 6.70 2004 75,000 6.80 TERM BONDS Stated Maturity Principal Annual Rate February 1 Amount of Interest 2012 $880,000 7.20% The Bonds shall bear interest at the rates aforesaid (computed on the basis of a 360-day year of twelve 30-day months) from the date thereof or from the most recent Interest -9- Payment Date to which interest has been paid or duly provided for, payable semiannually on February 1 and August 1 in each year, beginning on August 1, 1992. Section 204. Designation of Paying Agent. Commerce Bank of Kansas City, N.A., in the City of Kansas City, Missouri, is hereby designated as the City's Paying Agent for the payment of principal of and interest on the Bonds and bond registrar with respect to the registration, transfer and exchange of Bonds. The City will at all times maintain a Paying Agent meeting the qualifications herein described, for the performance of the duties hereunder. The City reserves the right to appoint a successor Paying Agent by (1) filing with the bank then performing such function a certified copy of a resolution or ordinance giving notice of the termination of such bank and appointing a successor, and (2) causing notice to be given to each Bondowner. No resignation or removal of the Paying Agent shall become effective until a successor has been appointed and has accepted the duties of the Paying Agent. Every Paying Agent appointed hereunder shall at all times be a banking association or corporation or trust company located in the State of Missouri organized and doing business under the laws of the United States of America or of the State of Missouri, authorized under such laws to exercise trust powers, and subject to supervision or examination by federal or state authority. The Paying Agent shall be paid the usual fees for its services in connection therewith, which fees shall be paid as other Current Expenses are paid. Section 205. Method and Place of Payment of Bonds. The principal of or Redemption Price and interest on the Bonds shall be payable in any coin or currency of the United States of America which, on the respective dates of payment thereof, is legal tender for the payment of public and private debts. The principal or Redemption Price of each Bond shall be paid at Maturity to the Person in whose name such Bond is registered on the Bond Register at the Maturity thereof, upon presentation and surrender of such Bond at the principal corporate trust office of the Paying Agent. The interest payable on each Bond on any Interest Payment Date shall be paid by check or draft mailed by the Paying Agent to the Person in whose name such Bond is registered on the Bond Register at the close of business on the Record Date for such interest. Notwithstanding the foregoing provisions of this Section, any Defaulted Interest with respect to any Bond shall cease to be payable to the Owner of such Bond on the relevant Record Date and shall be payable to the Owner in whose name such Bond -10- is registered at the close of business on the Special Record Date for the payment of such Defaulted Interest, which Special Record Date shall be fixed in the following manner: The City shall notify the Paying Agent in writing of the amount of Defaulted Interest proposed to be paid on each Bond and the date of the proposed payment (which date shall be at least 30 days after receipt of such notice by the Paying Agent), and shall deposit with the Paying Agent at the time of such notice an amount of money equal to the aggregate amount proposed to be paid in respect of such Defaulted Interest or shall make arrangements satisfactory to the Paying Agent for such deposit prior to the date of the proposed payment. Following receipt of such funds the Paying Agent shall fix a Special Record Date for the payment of such Defaulted Interest which shall be not more than 1S nor less than 10 days prior to the date of the proposed payment. The Paying Agent shall promptly notify the City of such Special Record Date and, in the name and at the expense of the City, shall cause notice of the proposed payment of such Defaulted Interest and the Special Record Date therefor to be mailed, by first-class mail postage prepaid, to each Owner of a Bond entitled to such notice at the address of such Owner as it appears on the Bond Register not less than 10 days prior to such Special Record Date. The Paying Agent shall keep in its office a record of payment of principal and Redemption Price of and interest on all Bonds and shall at least annually forward a copy or summary of such records to the City. Section 206. Registration, Bonds. The City covenants that it Bonds remain Outstanding, cause the the office of the Paying Agent as when issued shall be registered thereof on the Bond Register kept b Transfer and Exchange of will, as long as any of the Bond Register to be kept at herein provided. Each Bond in the name of the Owner y the Paying Agent. Bonds may be transferred and exchanged only upon the Bond Register maintained by the Paying Agent as provided in this Section. Upon surrender thereof at the principal office of the Paying Agent, the Paying Agent shall transfer or exchange any Bond for a new Bond or Bonds in any authorized denomination of the same maturity and in the same aggregate principal amount as the Bond which was presented for transfer or exchange. All Bonds presented for transfer or exchange shall be accompanied by a written instrument or instruments of transfer or authorization for exchange, in a form and with guarantee of signature satisfactory to the Paying Agent, duly executed by the Registered Owner thereof or by the Registered Owner's duly authorized agent. All Bonds presented for transfer or exchange shall be surrendered to the Paying Agent for cancellation. -11- In all cases in which the privilege of transferring or exchanging Bonds is exercised, the Paying Agent shall authenticate and deliver Bonds in accordance with the provisions of this Ordinance. The City shall pay the fees and expenses of the Paying Agent for the registration, transfer and exchange of Bonds provided for by this Ordinance and the cost of printing a reasonable supply of registered bond blanks. Any additional costs or fees that might be incurred in the secondary market, other than fees of the Paying Agent, are the responsibility of the Bondowners. The City and the Paying Agent shall not be required (a) to issue, transfer or exchange any Bond during a period beginning at the opening of business 15 days preceding the date of mailing of a notice of redemption for Bonds selected for redemption under Section 303 hereof and ending at the close of business on the day of such mailing; (b) to transfer or exchange any Bond so selected for redemption in whole or in part; or (c) to issue, transfer or exchange any Bond during a period beginning at the opening of business on the day after receiving written notice from the City of its intent to pay Defaulted Interest and ending at the close of business on the date fixed for the payment of Defaulted Interest pursuant to Section 205 hereof. The City and the Paying Agent may deem and treat the person in whose name any Bond shall be registered as the absolute owner of such Bond, whether such Bond shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of, redemption premium, if any, and interest on said Bond and for all other purposes, and all such payments so made to any such Registered Owner or upon the Registered Owner's order shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid, and neither the City nor the Paying Agent shall be affected by any notice to the contrary, but such registration may be changed as herein provided. To the extent that such information shall be made known to the Paying Agent under the terms of this Section, it will keep on file on the Bond Register at the principal office of the Paying Agent a list of names and addresses of the Registered Owners of all Honds. The Paying Agent shall be under no responsibility with regard to the accuracy of said list. At reasonable times and under reasonable regulations established by the Paying Agent, said list may be inspected and copied by the Owners (or a designated representative thereof) of 25% or more in principal amount of the Bonds then Outstanding or any such designated representative to be evidenced to the satisfaction of the Paying Agent. Section 207. Execution, Authentication and Delivery of Bonds. Each of the Bonds, including any Bonds issued in exchange or as substitution for the Bonds initially delivered, -12- shall be signed by the manual or facsimile signature of the Mayor, attested by the manual or facsimile signature of the City Clerk, and shall have the official seal of the City affixed thereto or imprinted thereon. In case any officer whose signature or facsimile thereof appears on any Bonds shall cease to be such officer before the delivery of such Bonds, such signature or facsimile thereof shall nevertheless be valid and sufficient for all purposes, the same as if such person had remained in office until delivery. Any Bond may be signed by such persons who at the actual time of the execution of such Bond shall be the proper officers to sign such Bond although at the date of such Borid such persons may not have been such officers. The Mayor and City Clerk are hereby authorized and directed to prepare and execute the Bonds as hereinbefore specified, and when duly executed, to deliver the Bonds to the Paying Agent for authentication. Upon authentication, the Paying Agent shall deliver the Honds to the Original Purchaser of the Honds, upon payment of the purchase price thereof. The Bonds shall have endorsed thereon a certificate of authentication substantially in the form set forth in Section 401 hereof, which shall be manually executed by the Paying Agent. No Bond shall be entitled to any security or benefit under this Ordinance or be valid or obligatory for any purpose unless and until such certificate of authentication shall have been duly executed by the Paying Agent. Such executed certificate of authentication upon any Bond shall be conclusive evidence that such Bond has been duly authenticated and delivered under this Ordinance. The certificate of authentication on any Bond shall be deemed to have been duly executed if signed by any authorized officer or employee of the Paying Agent, but it shall not be necessary that the same officer or employee sign the certificate of authentication on all of the Bonds that may be issued hereunder at any one time. Section 208. Mutilated, Destroyed, Lost and Stolen Bonds. If (a) any mutilated Bond is surrendered to the Paying Agent, or the City and the Paying Agent receive evidence to their satisfaction of the mutilation, destruction, loss or theft of any Bond, and (b) there is delivered to the City and the Paying Agent such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the City or the Paying Agent that such Bond has been acquired by a bona fide purchaser, the City shall execute and upon its request the Paying Agent shall authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Bond, a new Bond of the same maturity and of like tenor and principal amount, bearing a number not contemporaneously outstanding. In case any such mutilated, destroyed, lost or stolen Bond has become or is about to become due and payable, the City in -13- its discretion may, Bond. Upon the issuance City may require the to cover any tax o imposed in relation the fees and expenses instead of issuing a new Bond, pay such of any new Bond under this Section, the payment by the Owner of a sum sufficient r other governmental charge that may be thereto and any other expenses (including of the Paying Agent) connected therewith. Every new Bond issued pursuant to this Section in lieu of any mutilated, destroyed, lost or stolen Bond shall constitute a replacement of the prior obligation of the City, whether or not the mutilated, destroyed, lost or stolen Bond shall be at any time enforceable by anyone, and shall be entitled to all the benefits of this Ordinance equally and ratably with all other Outstanding Bonds. Section 209. Cancellation and Destruction of Bonds Upon Payment. All Bonds which have been paid or redeemed or which have otherwise been surrendered to the Paying Agent, either at or before maturity, shall be cancelled and destroyed by the Paying Agent immediately upon the payment or redemption of such Bonds and the surrender thereof to the Paying Agent. The Paying Agent shall execute a certificate in duplicate describing the Bonds so cancelled and destroyed, and shall file an executed counterpart of such certificate with the City. Section 210. Sale of the Bonds. The Mayor is hereby authorized to enter into the Bond Purchase Agreement between the City and the Original Purchaser in substantially the form attached hereto as Exhibit "B", under which the City agrees to sell the Bonds to the Original Purchaser at a purchase price of 98% of the principal amount thereof plus accrued interest to the date of delivery, upon the terms and conditions set forth therein, with such changes therein as shall be approved by the Mayor, which officer is hereby authorized to execute such document for and on behalf of the City, and such officer's signature thereon shall be conclusive evidence of his or her approval thereof. Delivery of the Bonds shall be made to the Original Purchaser as soon as practicable after the adoption of this Ordinance, upon payment therefor in accordance with the terms of sale. Section 211. Preliminary Official Statement and Official Statement. The Preliminary Official Statement, in the form attached hereto as Exhibit "C", is hereby ratified and approved, and the final Official Statement is hereby authorized and adopted by supplementing, completing and amending the Preliminary Official Statement, and the Mayor is hereby authorized to execute the Official Statement in substantially the same form with such changes and additions thereto as are necessary to conform to and describe the transaction, and the use and public distribution of the Official Statement by the Original Purchaser in connection with the reoffering of the -14- Bonds is hereby authorized. The proper officials of the City are hereby authorized to execute and deliver a certificate pertaining to such Official Statement as prescribed therein, dated as of the date of payment for and delivery of the Bonds. For the purpose of enabling the Original Purchaser to comply with the requirements of Rule 15c2-12(b)(1) of the Securities and Exchange Commission, the City hereby deems the information regarding the City contained in the Preliminary Official Statement to be "final" as of its date, except for the omission of such information as is permitted by Rule 15c2-12(b)(1), and the appropriate officers of the City are hereby authorized, if requested, to provide the Original Purchaser a letter or certification to such effect and to take such other actions or execute such other documents as such officers in their reasonable judgment deem necessary to enable the Original Purchaser to comply with the requirement of such Rule. The City agrees to provide to the Original Purchaser within seven business days of the date of the sale of Bonds sufficient copies of the final Official Statement to enable the Original Purchaser to comply with the requirements of Rule 15c2-12(b)(9) of the Securities and Exchange Commission and with the requirements of Rule G-32 of the Municipal Securities Rulemaking Board. If between the date of the Bond Purchase Agreement and (a) the time when the Official Statement is available to any Person from a nationally recognized municipal securities information repository), or (b) 90 days (if Official Statement is not to be delivered to a Repository) following the date of the closing for the Honds, or (c) such earlier date that the Original Purchaser notifies the City that it is no longer required to deliver copies of the Official Statement, any event shall occur which might or would cause the Official Statement to contain any untrue statement of a material fact or to omit to state any material fact necessary to make the statements therein, in the light of the circumstance under which they were made, not misleading, the City shall notify the Original Purchaser and if, in the opinion of the Original Purchaser, such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will supplement or amend the Official Statement in a form and in a manner approved by the Original Purchaser, if the Official Statement is so supplemented or amended prior to the closing date, such approval by the Original Purchaser of a supplement or amendment to the Official Statement shall not preclude the Original Purchaser from thereafter terminating the Bond Purchase Agreement, and if the Official Statement is so amended or supplemented prior to the closing date, the Original Purchaser may terminate the Bond Purchase Agreement by notification to the City at any time prior to the closing date if, in the reasonable judgment of the Original Purchaser, such amendment -15- or supplement has or will have a material adverse effect on the marketability of the Bonds. ARTICLE III REDEMPTION OF BONDS Section 301. Optional Redemption. At the option of the City, Bonds or portions thereof maturing on February 1, 2003, and thereafter may be called for redemption and payment prior to the Stated Maturity thereof on February 1, 2002, and thereafter in whole at any time or in part on any interest payment date in inverse order of Stated Maturity (Bonds of less than a single maturity to be selected in multiples of $5,000 principal amount in such equitable manner as the Paying Agent shall designate) at the redemption prices set forth below (expressed as percentages of principal amount) plus accrued interest thereon to the date of redemption: Redemption Redemption Dates Prices February 1, 2002 to January 31, 2003 102% February 1, 2003 to January 31, 2004 101 February 1, 2004 and thereafter 100 Section 302. Mandatory Redemption. The Bonds maturing in the year 2012 (the "Term Bonds") shall be subject to mandatory redemption and payment prior to maturity pursuant to the mandatory redemption requirements of this Section at a redemption price equal to 100°0 of the principal amount thereof plus accrued interest to the redemption date. The payments specified in Section 702(b) hereof which are to be deposited into the Debt Service Account shall be sufficient to redeem, and the City shall redeem on February 1 in each year, the following principal amounts of Bonds: Principal Year Amount 2005 85,000 2006 90,000 2007 95,000 2008 105,000 2009 110,000 2010 120,000 2011 130,000 2012* 145,000 *Final Maturity -16- At its option, to be exercised on or before the 45th day next preceding any mandatory redemption date, the City may: (a) deliver to the Paying Agent for cancellation Term Bonds, in any aggregate principal amount desired; or (b) furnish the Paying Agent funds, together with appropriate instructions, for the purpose of purchasing any Term Bonds from any Owner thereof whereupon the Paying Agent shall expend such funds for such purpose to such extent as may be practical; or (c) receive a credit with respect to the mandatory redemption obligation of the City under this Section for any Term Bonds, which prior to such date have been redeemed (other than through the operation of the requirements of this Section) and cancelled by the Paying Agent and not theretofore applied as a credit against any redemption obligation under this Section. Each Term Bond so delivered or previously purchased or redeemed shall be credited at 100% of the principal amount thereof on the obligation of the City to redeem Term Bonds of the same maturity on such redemption date, and any excess of such amount shall be credited on future mandatory redemption obligations for Term Bonds of the same maturity in chronological order, and the principal amount of Term Bonds of the same maturity to be redeemed by operation of the requirements of this Section shall be accordingly reduced. If the City intends to exercise any option granted by the provisions of clauses (a), (b) or (c) above, the City will, on or before the 45th day next preceding each mandatory redemption date, furnish the Paying Agent a written certificate indicating to what extent the provisions of said clauses (a), (b) and (c) are to be complied with with respect to such mandatory redemption payment. Section 303. Selection of Bonds to He Redeemed. (a) The Paying Agent shall call Bonds for redemption and payment as herein provided upon receipt by the Paying Agent at least 45 days prior to the Redemption Date of a written request of the City. (b) Bonds shall be redeemed only in the principal amount of $5,000 or any integral multiple thereof. When less than all of the Outstanding Bonds of any series are to be redeemed and paid prior to Stated Maturity, such Bonds shall be redeemed in inverse order of Stated Maturity, Bonds of less than a full maturity to be selected by the Paying Agent in $5,000 units of face value in such equitable manner as the Paying Agent may determine. (c) In the case of a partial redemption of Bonds by lot when Bonds of denominations greater than $5,000 are then Outstanding, then for all purposes in connection with such redemption each $5,000 of face value shall be treated as though it were a separate Bond of the denomination of $5,000. If it is determined that one or more, but not all, of the $5,000 units of face value represented by any fully registered Bond is selected for redemption, then upon notice of intention to -17- redeem such $5,000 unit or units, the Owner of such fully registered Bond or the Owner's duly authorized agent shall forthwith present and surrender such Bond to the Paying Agent (1) for payment of the Redemption Price and interest to the date fixed for redemption of the $5,000 unit or units of face value called for redemption, and (2) for exchange, without charge to the Owner thereof, for a new Bond or Bonds of the aggregate principal amount of the unredeemed portion of the principal amount of such fully registered Bond. If the Owner of any such fully registered Bond of a denomination greater than $5,000 shall fail to present such Bond to the Paying Agent for payment and exchange as aforesaid, such Bond shall, nevertheless, become due and payable on the redemption date to the extent of the $5,000 unit or units of face value called for redemption (and to that extent only). Section 304. Notice and Effect of Call for Redemption. Unless waived by any Owner of Bonds to be redeemed, official notice of any such redemption shall be given by the Paying Agent on behalf of the City by mailing a copy of an official redemption notice by first class, registered or certified mail, as determined by the Paying Agent, at least 30 days prior to the Redemption Date, to the Original Purchaser of the Bonds and to each Registered Owner of the Bonds to be redeemed at the address shown on the Bond Register or at such other address as is furnished in writing by any such Registered Owner to the Paying Agent. All official notices of redemption shall be dated and shall state: (a) the Redemption Date, (b) the Redemption Price, (c) if less than all Outstanding Bonds are to be redeemed, the identification (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed, (d) that on the Redemption Date the Redemption Price will become due and payable upon each such Bond or portion thereof called for redemption, and that interest thereon shall cease to accrue from and after said date, and (e) the place where such Bonds are to be surrendered for payment of the Redemption Price, which place of payment shall be the principal office of the Paying Agent. Prior to any redemption date, the City shall deposit with the Paying Agent an amount of money sufficient to pay the redemption price of all the Bonds or portions of Bonds which are to be redeemed on that date. -18- Official notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the Redemption Date, become due and payable at the Redemption Price therein specified, and from and after such date (unless the City shall default in the payment of the Redemption Price) such Bonds or portion of Bonds shall cease to bear interest. Upon surrender of such Bonds for redemption in accordance with said notice, such Bonds shall be paid by the Paying Agent at the Redemption Price. Installments of interest due on or prior to the Redemption Date shall be payable as herein provided for payment of interest. Upon surrender for any partial redemption of any Bond, there shall be prepared for the Registered Owner a new Bond or Bonds of the same Stated Maturity in the amount of the unpaid principal. All Bonds which have been redeemed shall be cancelled and destroyed by the Paying Agent and shall not be reissued. In addition to the foregoing notice, further notice shall be given by the Paying Agent on behalf of the City as set out below, but no defect in said further notice nor any failure to give all or any portion of such further notice shall in any manner defeat the effectiveness of a call for redemption if notice thereof is given as above prescribed. (a) Each further notice of redemption given hereunder shall contain the information required above for an official notice of redemption plus (1) the CUSIP numbers of all Bonds being redeemed; (2) the date of issue of the Bonds as originally issued; (3) the rate of interest borne by each Bond being redeemed; (9) the maturity date of each Bond being redeemed; and (5) any other descriptive information needed to identify accurately the Bonds being redeemed. (b) Each further notice of redemption shall be sent at least 35 days before the redemption date by first class, registered or certified mail or overnight delivery as determined by the Paying Agent to all registered securities depositories then in the business of holding substantial amounts of obligations of types comprising the Bonds and to one or more national information services that disseminate notices of redemption of obligations such as the Bonds. (c) Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the Bonds being redeemed with the proceeds of such check or other transfer. The Paying Agent is also directed to comply with any mandatory or voluntary standards then in effect for processing redemptions of municipal securities established by the Securities and Exchange Commission. Failure to comply with such standards shall not affect or invalidate the redemption of any Bond to be redeemed. -19- ARTICLE IV FORM OF BONDS Section 401. originally issued substitution, shall Form of Bonds. or issued upon be in substantially Each of the Bonds, as transfer, exchange or the following form: -20- (FORM OF FULLY REGISTERED BOND) UNITED STATES OF AMERICA STATE OF MISSOURI Registered No. R- Interest Rate CITY OF RIVERSIDE, MISSOURI SEWERAGE SYSTEM REVENUE BOND SERIES 1992 Maturity Date Dated Date February 1, 1992 REGISTERED OWNER: PRINCIPAL AMOUNT: Registered CUSIP Number DOLLARS The CITY OF RIVERSIDE, MISSOURI, a city of the fourth class and a political subdivision of the State of Missouri (the "City"), for value received, hereby promises to pay to the Registered Owner shown above, or registered assigns, but solely from the source and in the manner herein specified, the Principal Amount shown above on the Maturity Date shown above, and to pay interest thereon, but solely from the source and in the manner herein specified, at the Interest Rate per annum shown above (computed on the basis of a 360-day year of twelve 30-day months) from the Dated Date shown above or from the most recent Interest Payment Date to which interest has been paid or duly provided for, payable semiannually on February 1 and August 1 in each year, beginning on August 1, 1992, until said Principal Amount shall have been paid. The principal or redemption price of this Bond shall be paid at maturity or upon earlier redemption to the person in whose name this Bond is registered at the maturity or redemption date thereof, upon presentation and surrender of this Bond at the principal corporate trust office of COMMERCE BANK OF KANSAS CITY, N.A., in the City of Kansas City, Missouri, (the "Paying Agent"). The interest payable on this Bond on any interest payment date shall be paid by check or draft mailed by the Paying Agent to the person in whose name this Bond is registered on the registration books maintained by the Paying Agent at the close of business on the Record Date for such interest, which shall be the fifteenth day (whether or -21- not a business day) of the calendar month next preceding such interest payment date. The principal or redemption price of and interest on this Bond shall be payable in lawful money of the United States of America. THE TERMS AND PROVISIONS OF THIS BOND ARE CONTINUED ON THE REVERSE SIDE HEREOF AND SUCH CONTINUED TERMS AND PROVISIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS THOUGH FULLY SET FORTH AT THIS PLACE. This Bond shall not be valid or become obligatory for any purpose or be entitled to any Ordinance until the Certificate have been executed by the Paying security or benefit under the of Authentication hereon shall Agent. IT IS HEREBY CERTIFIED AND DECLARED that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the Bonds have existed, happened and been performed in due time, form and manner as required by law, and that before the issuance of the Bonds, provision has been duly made for the collection and segregation of the revenues of the System and for the application of the same as hereinbefore provided. IN WITNESS WHEREOF, the CITY OF RIVERSIDE, MISSOURI, has executed this Bond by causing it to be signed by the manual or facsimile signature of its Mayor and attested by the manual or facsimile signature of its City Clerk, and its official seal to be affixed hereto or imprinted hereon, and this Bond to be dated the Dated Date shown above. CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds of the issue described in the within-mentioned Ordinance. Registration Date: COMMERCE BANK OF KANSAS CITY, N.A., Paying Agent Hy Authorized Officer or Signatory CITY OF RIVERSIDE, MISSOURI By Mayor (Seal) ATTEST: ty Clerk -22- (FORM OF REVERSE SIDE OF BOND) ADDITIONAL PROVISIONS This Bond is one of a duly authorized series of bonds of the City designated "Sewerage System Revenue Bonds, Series 1992," aggregating the principal amount of $1,500,000 (the "Bonds"), issued by the City for the purpose of constructing additions to and extending and improving the sewerage system of the City (said sewerage system, together with all future improvements and extensions thereto hereafter constructed or acquired by the City, being herein called the "System"), paying the cost of extending and improving the sewerage system of the City, under the authority of and in full compliance with the Constitution and laws of the State of Missouri, including particularly Chapter 250 of the Revised Statutes of Missouri, as amended, and pursuant to an election duly held in the City and an ordinance duly adopted by the governing body of the City (herein called the "Ordinance"). At the option of the City, Bonds or portions thereof maturing on February 1, 2003, and thereafter may be called for redemption and payment prior to maturity on February 1, 2002, and thereafter in whole at any time or in part on any interest payment date in inverse order of maturity (Bonds of less than a single maturity to be selected in multiples of $5,000 principal amount in such equitable manner as the Paying Agent shall designate) at the redemption prices set forth below (expressed as percentages of principal amount) plus accrued interest thereon to the redemption date: Redemption Redemption Dates Prices February 1, 2002 to January 31, 2003 1020 February 1, 2003 to January 31, 2004 101 February 1, 2004 and thereafter 100 Bonds maturing on February 1, 2012, are subject to mandatory redemption and payment prior to maturity pursuant to the mandatory redemption requirements of the Ordinance on February 1, 2005, and on each February 1 thereafter prior to maturity, at a redemption price equal to 100% of the principal amount thereof plus accrued interest to the redemption date. Notice of redemption, unless waived, is to be given by the Paying Agent by mailing an official redemption notice by first class, registered or certified mail at least 30 days prior to the date fixed for redemption, to the investment banking firm that originally purchased the Bonds and to the Registered Owner of each of the Bonds to be redeemed at the address shown on the registration books or at such other address as is furnished in -23- writing by such Registered Owner to the Paying Agent. Notice of redemption having been given as aforesaid, the Bonds or portions of Bonds so to be redeemed shall, on the redemption date, become due and payable at the redemption price therein specified, and from and after such date (unless the City shall default in the payment of the redemption price) such Bonds or portions of Bonds shall cease to bear interest. The Bonds are special obligations of the City payable solely from, and secured as to the payment of principal and interest by a pledge of, the revenues derived by the City from the operation of the System, and the taxing power of the City is not pledged to the payment of the Bonds either as to principal or interest. The Bonds shall not be or constitute a general obligation of the City, nor shall they constitute an indebtedness of the City within the meaning of_ any constitutional, statutory or charter provision, limitation or restriction. Under the conditions set forth in the Ordinance, the City has the right to issue additional parity bonds payable from the same source and secured by the same revenues as the Bonds; provided, however, that such additional bonds may be so issued only in accordance with and subject to the covenants, conditions and restrictions relating thereto set forth in the Ordinance. The City hereby covenants and agrees with the Owner of this Bond that it will keep and perform all covenants and agreements contained in the Ordinance, and will fix, establish, maintain and collect such rates, fees and charges for the use and services furnished by or through the System, as will produce revenues sufficient to pay the costs of operation and maintenance of the System, pay the principal of and interest on the Bonds as and when the same become due, and provide reasonable and adequate reserve funds. Reference is made to the Ordinance for a description of the covenants and agreements made by the City with respect to the collection, segregation and application of the revenues of the System, the nature and extent of the security of the Bonds, the rights, duties and obligations of the City with respect thereto, and the rights of the Owners thereof. The Bonds are issuable in the form of fully registered Bonds without coupons in the denomination of $5,000 or any integral multiple thereof. This Bond may be transferred or exchanged, as provided in the Ordinance, only upon the registration books kept for that purpose at the above-mentioned office of the Paying Agent, upon surrender of this Bond together with a written instrument of transfer or exchange satisfactory to the Paying Agent duly executed by the Registered Owner or the Registered Owner's duly authorized agent, and thereupon a new Bond or Bonds in any authorized denomination of the same maturity and in the same aggregate principal amount shall be issued to the transferee in -24- exchange therefor as provided in the Ordinance, and upon payment of the charges therein prescribed. The City and the Paying Agent may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the principal or redemption price hereof and interest due hereon and for all other purposes. -25- ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto Print or Type Name, Address and Social Security Number or other Taxpayer Identification Number of Transferee the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints agent to transfer the within Bond on the books kept by the Paying Agent for the registration thereof, with full power of substitution in the premises. Dated: NOTICE: The signature to this assignment must correspond with the name of the Registered Owner as it appears upon the face of the within Bond in every particular and must be guaranteed by a member firm of the NYSE or a commercial bank or trust company. Signature Guaranteed By: (Name of Bank, Trust Company or NYSE Member Firm) By _ Title: -26- LEGAL OPINION The following is a true and correct copy of the approving legal opinion of Gilmore & Bell, Bond Counsel, which was dated and issued as of the date of original issuance and delivery of such Bonds: GILMORE & BELL Plaza Steppes Building Suite 400 700 West 47th Street Kansas City, Missouri 64112 (APPROVING LEGAL OPINION OF BOND COUNSEL] -27- ARTICLE V FUNDS AND ACCOUNTS Section 501. Creation of Funds and Accounts. There are hereby created and ordered to be established and maintained in the treasury of the City the following separate funds and accounts to be known respectively as the: (a) Sewerage System Project Fund (the "Project Fund"). (b) Sewerage System Revenue Fund (the "Revenue Fund"). (c) Sewerage System Operation and Maintenance Account (the "Operation and Maintenance Account"). (d) Debt Service Account for Sewerage System Revenue Bonds, Series 1992 (the "Debt Service Account"). (e) Debt Service Reserve Account for Sewerage System Revenue Bonds, Series 1992 (the "Debt Service Reserve Account"). (f) Sewerage System Depreciation and Replacement Account (the "Depreciation and Replacement Account"). (g) Sewerage System Surplus Account (the "Surplus Account"). Section 502. Administration of Funds and Accounts. The funds and accounts referred to in Section 501 hereof shall be maintained and administered by the City solely for the purposes and in the manner as provided in this Ordinance. ARTICLE VI APPLICATION OF BOND PROCEEDS Section 601. Deposit of Bond Proceeds. The net proceeds received from the sale of the Bonds, including any premium or accrued interest thereon, shall be deposited simultaneously with the delivery of the Bonds, as follows: (a) There shall be deposited in the Debt Service Account any premium on the Bonds and any amount received on account of accrued interest on the Bonds, to be applied in accordance with Section 702(b) hereof. (b) There shall be deposited in the Debt Service Reserve Account an amount equal to the Debt Service Reserve Requirement, to be applied in accordance with Section 702 c hereof. -28- (c) There shall be deposited in the Project Fund the remaining balance of the proceeds of the Bonds, to be applied in accordance with Section 602 hereof. Section 602. Application of Moneys in the Project Fund. Moneys in the Project Fund shall be used by the City for the sole purpose of paying the cost of extending and improving the System as hereinbefore provided, in accordance with the plans and specifications therefor prepared by the Consultant, heretofore approved by the Board of Aldermen of the City and on file in the office of the City Clerk, including any alterations in or amendments to said plans and specifications deemed advisable by the Consultant and approved by the Board of Aldermen of the City, and for paying the costs and expenses incident to the issuance of the Bonds. Withdrawals from the Project Fund shall be made only when authorized by the Board of Aldermen and only on duly authorized and executed warrants or vouchers therefor accompanied by a certificate executed by the Consultant that such payment is being made for a purpose within the scope of this Ordinance and that the amount of such payment represents only the contract price of the property, equipment, labor, materials or service being paid for or, if such payment is not being made pursuant to an express contract, that such payment is not in excess of the reasonable value thereof. Nothing hereinbefore contained shall prevent the payment out of the Project Fund of all costs and expenses incident to the issuance of the Bonds or withdrawals of sums for investment or reinvestment purposes under the terms of this Ordinance without a certificate from the Consultant. Upon completion of the extensions and improvements to the System as hereinbefore provided, but in no event later than January 31, 1995, any surplus moneys remaining in the Project Fund and not required for the payment of unpaid costs thereof shall be deposited in the Debt Service Account. ARTICLE V APPLICATION OF REVENUES Section 701. Revenue Fund. The City covenants and agrees that from and after the delivery of the Bonds, and continuing as long as any of the Bonds remain Outstanding hereunder, all of the revenues derived and collected by the City from the operation of the System shall as and when received be paid and deposited into the Revenue Fund. Said revenues shall be segregated and kept separate and apart from all other moneys, revenues, funds and accounts of the City and shall not be commingled with any other moneys, revenues, funds and accounts of the City. The Revenue Fund shall be administered and -29- applied solely for the purposes and in the manner provided in this Ordinance. Section 702. Application of Moneys in Funds and Accounts. The City covenants and agrees that from and after the delivery of the Bonds and continuing so long as any of the Bonds shall remain Outstanding, it will on the first day of each month administer and allocate all of the moneys then held in the Revenue Fund as follows: (a) Operation and Maintenance Account. There shall first be paid and credited to the Operation and Maintenance Account an amount sufficient to pay the estimated cost of operating and maintaining the System during the ensuing month. All amounts paid and credited to the Operation and Maintenance Account shall be expended and used by the City solely for the purpose of paying the Current Expenses of the System. (b) Debt Service Account. There shall next be paid and credited to the Debt Service Account, to the extent necessary to meet at maturity or mandatory redemption thereof the payment of all interest on and principal of the Bonds, the following sums: (1) Beginning with the first of said monthly deposits and continuing on the first day of each month thereafter to and including July 1, 1992, an equal pro rata portion of the amount of interest becoming due on the Bonds on August 1, 1992; and thereafter, beginning on August 1, 1992, and continuing on the first day of each month thereafter so long as any of the Bonds shall remain outstanding and unpaid, an amount not less than 1/6 of the amount of interest that will become due on the Bonds (either at maturity or mandatory redemption) on the next succeeding interest payment date; and (2) Beginning with the first of said monthly deposits and continuing on the first day of each month thereafter to and including January 1, 1994, an equal pro rata portion of the amount of principal becoming due on the Bonds on February 1, 1994, and thereafter, beginning on February 1, 1994, and continuing on the first day. of each month thereafter so long as any of the Bonds shall remain outstanding and unpaid, an amount not less than 1/12 of the amount of principal that will become due on the Bonds on the next succeeding principal payment date. -30- All amounts paid and credited to the Debt Service Account shall be expended and used by the City for the sole purpose of paying the interest on and principal of the Bonds as and when the same become due. If at any time the moneys in the Revenue Fund shall be insufficient to make in full the payments and credits at the time required to be made to the Debt Service Account and to the debt service accounts established to pay the principal of and interest on any Parity Bonds, the available moneys in the Revenue Fund shall be divided among such debt service accounts in proportion to the respective principal amounts of said series of bonds at the time outstanding which are payable from the moneys in said debt service accounts. (c) Debt Service Reserve Account. So long as the Debt Service Reserve Account aggregates the Debt Service Reserve Requirement, no payments into said Account shall be required, but if the City shall ever be required to expend and use a part of the moneys in said Account for the purpose herein authorized and such expenditure shall reduce the amount of said Account below the Debt Service Reserve Requirement, the City shall, after all payments and credits required at the time to be made under the provisions of paragraphs (a) and (b) of this Section have been made, pay and credit to the Debt Service Reserve Account the sum of $4,200 each month until the amount on deposit in said Account shall again aggregate the Debt Service Reserve Requirement. Except as hereinafter provided, all amounts paid and credited to the Debt Service Reserve Account shall be expended and used by the City solely to prevent any default in the payment of interest on or principal of the Bonds if the moneys in the Debt Service Account are insufficient to pay the interest on or principal of said Bonds as they become due. Moneys in the Debt Service Reserve Account may be used to call the Bonds for redemption and payment prior to their maturity, provided all of the Bonds at the time Outstanding are called for payment and funds are available to pay the same according to their terms. Moneys in the Debt Service Reserve Account shall be used to pay and retire the last Outstanding Bonds unless such Bonds and all interest thereon are otherwise paid. Any amounts in the Debt Service Reserve Account in excess of the Debt Service Reserve Requirement shall be transferred (i) during the period of construction of the extensions and improvements to the System, to the Project Fund, and (ii) after such construction period, to the Debt Service Account. If at any time the moneys in the Revenue Fund shall be insufficient to make in full the payments and credits at the time required to be made to the Debt Service Reserve -31- Account and to the debt service reserve accounts established to protect the payment of any Parity Bonds, the available moneys in the Revenue Fund shall be divided among such debt service reserve accounts in proportion to the respective principal amounts of said series of bonds at the time outstanding which are payable from the moneys in such debt service reserve accounts. (d) Depreciation and Replacement Account. After all payments and credits required at the time to be made under the provisions of paragraphs (a), (b) and (c) of this Section have been made, beginning on February 1, 1993, there shall next be paid and credited to the Depreciation and Replacement Account, the sum of $1,500 each month until said Account shall aggregate the sum of $59,000 so long as any of the Bonds remain Outstanding. Except as hereinafter provided in Section 709, moneys in the Depreciation and Replacement Account shall be expended and used by the City, if no other funds are available therefor, solely for the purpose of making emergency replacements and repairs in and to the System as may be necessary to keep the System in good repair and working order and to assure the continued effective and efficient operation thereof. No moneys in said Account shall be used for the purpose of extending, improving or enlarging the System. After the Depreciation and Replacement Account aggregates the sum of $54,000, no further payments into said Account shall be required, but if the City shall ever be required to expend and use a part of the moneys in said Account for its authorized purposes and such expenditure shall reduce the amount of said Account below the sum of $54,000, then the City shall resume and continue said monthly payments into said Account until said Account shall again aggregate the sum of $59,000. (e) Surplus Account. After all payments and credits required at the time to be made under the provisions of paragraphs (a), (b), (c) and (d) of this Section have been made, all moneys remaining in the Revenue Fund shall be paid and credited to the Surplus Account. Moneys in the Surplus Account may be expended and used for the following purposes as determined by the governing body of the City: (1) Paying the cost of the operation, maintenance and repair of the System to the extent that may be necessary after the application of the moneys held in the Operation and Maintenance Account under the provisions of paragraph (a) of this Section; (2) Paying the cost of extending, enlarging or improving the System; (3) Preventing default in, anticipating payments into or increasing the amounts in the Debt Service Account, the Debt Service Reserve Account or the -32- Depreciation and Replacement paragraphs (b), (c) and (d) one of them, or establishing of any debt service account account created by the City Parity Bonds; or Account of this or incre or debt for the referred to in Section, or any asing the amount service reserve payment of any (4) Calling, redeeming and paying prior to maturity, or, at the option of the City, purchasing in the open market at the best price obtainable not exceeding the call price (if any bonds are callable), the Bonds or any Parity Bonds, including principal, interest and redemption premium, if any. So long as any of the Bonds remain Outstanding, no moneys derived from the operation of the System shall be diverted to the general governmental or municipal functions of the City. Section 703. Deficiency of Payments into Funds and Accounts. If at any time the revenues derived by the City from the operation of the System shall be insufficient to make any payment on the date or dates hereinbefore specified, the City will make good the amount of such deficiency by making additional payments or credits out of the first available revenues thereafter received by the City from the operation of the System, such payments and credits being made and applied in the order hereinbefore specified in Section 702 of this Ordinance. If at any time the moneys in the Debt Service Account and in the Debt Service Reserve Account are not sufficient to pay the principal of and interest on the Bonds as and when the same become due, then moneys in the Surplus Account and the Depreciation and Replacement Account may and shall be used by the City, in that order, to prevent any default in the payment of the principal of and interest on the Bonds. Section 704. Transfer of Funds to Paying Agent. The Treasurer of the City is hereby authorized and directed to withdraw from the Debt Service Account, and, to the extent necessary to prevent a default in the payment of either principal of or interest on the Honds, from the Debt Service Reserve Account, the Surplus Account and the Depreciation and Replacement Account as provided in Sections 702 and 703 hereof, sums sufficient to pay the principal of and interest on the Honds as and when the same become due, and to forward such sums to the Paying Agent in a manner which ensures the Paying Agent will have available funds in such amounts on or before the business day immediately preceding the dates when such principal and interest will become due. If, through lapse of time, or otherwise, the Owners of Bonds shall no longer be entitled to enforce payment of their obligations, it shall be the duty of the Paying Agent forthwith to return said funds to the City. All moneys deposited with the Paying Agent shall be -33- deemed to be deposited in accordance with and subject to all of the provisions contained in this Ordinance. ARTICLE VIII DEPOSIT AND INVESTMENT OF MONEYS Section 801. Deposits of Moneys. Moneys in each of the funds and accounts created by and referred to in this Ordinance shall be deposited in a bank or banks located in the State of Missouri which are members of the Federal Deposit Insurance Corporation, and all such bank deposits shall be continuously and adequately secured by the banks holding such deposits as provided by the laws of the State of Missouri. Section 802. Investment of Moneys. Moneys held in any fund or account referred to in this Ordinance may be invested in Permitted Investments; provided, however, that no such investment shall be made for a period extending longer than the date when the moneys invested may be needed for the purpose for which such fund or account was created. All earnings on any investments held in any fund or account shall accrue to and become a part of such fund or account; provided that, during the period of construction of the extensions and improvements to the System, all earnings on the investment of such funds and accounts shall be credited to the Project Fund. In determining the amount held in any fund or account under any of the provisions of this Ordinance, obligations shall be valued at the lower of the cost or the market value thereof; provided, however, that investments held in the Debt Service Reserve Account shall be valued at cost only. If and when the amount held in any fund or account shall be in excess of the amount required by the provisions of this Ordinance, the City shall direct that such excess be paid and credited to the Debt Service Account; provided that, during the period of construction of the extensions and improvements to the System, such excess shall be paid and credited to the Project Fund. ARTICLE IX PARTICULAR COVENANTS OF THE CITY The City covenants and agrees with each of the Owners of any of the Bonds that so long as any of the Bonds remain Outstanding and unpaid, it will comply with each of the following covenants: Section 901. Efficient and Economical Operation. The City will continuously own and will operate the System as a revenue producing facility in an efficient and economical manner and will keep and maintain the same in good repair and working• order. -34- Section 902. Rate Covenant. The City will fix, establish, maintain and collect such rates and charges for the use and services furnished by or through the System as will produce revenues sufficient to (a) pay the costs of the operation and maintenance of the System; (b) pay the principal of and interest on the Bonds as and when the same become due; (c) enable the City to have in each fiscal year Net Revenues Available for Debt Service not less than 125% of the amount required to be paid in such fiscal year on account of both principal of and interest on all System Revenue Bonds at the time outstanding; and (d) provide reasonable and adequate reserves for the payment of the Bonds and the interest thereon and for the protection and benefit of the System as provided in this Ordinance. The City will require the prompt payment of accounts for service rendered by or through the System and will promptly take whatever action is legally permissible to enforce and collect delinquent charges. If in any fiscal year Net Revenues Available for Debt Service and other funds shall be an amount less than as hereinbefore provided, the City will immediately employ a Consultant to make recommendations with respect to such rates and charges. A copy of the Consultant's report and recommendations shall be filed with the City Clerk and with the Original Purchaser of the Bonds and shall be furnished to any Owner of the Bonds requesting a copy of the same. The City shall, to the extent feasible, follow the recommendations of the Consultant. Section 903. Reasonable Charges for all Services. None of the facilities or services provided by the System will be furnished to any user (excepting tYie City itself) without a reasonable charge being made therefor. In the event that the revenues derived from the System shall at any time be insufficient to pay the reasonable expenses of operation and maintenance of the System and also to pay all interest on and principal of the Bonds as and when the same become due, then the City will thereafter pay into the Revenue Fund a fair and reasonable payment in accordance with effective applicable rates and charges for all services or other facilities furnished to the City or any of its departments by the System, and such payments will continue so long as the same may be necessary in order to prevent or reduce the amount of any default in the payment of the interest on or principal of the Bonds. Section 904. Restrictions on Mortgage or Sale of System. The City will not mortgage, pledge or otherwise encumber the System or any part thereof, nor will it sell, lease or otherwise dispose of the System or any material part thereof; provided, however, the City may (a) sell at fair market value any portion of the System which shall have been replaced by other similar property of at least equal value, or which shall cease to be necessary for the efficient operation of the System, and in the event of sale, the City will apply the proceeds to either (1) redemption of Outstanding Bonds in -35- accordance with the provisions governing repayment of Bonds in advance of maturity, or (2) replacement of the property so disposed of by other property the revenues of which shall be incorporated into the System as hereinbefore provided, (b) cease to operate, abandon or otherwise dispose of any property which has become obsolete, nonproductive or otherwise unusable to the advantage of the City, or (c) sell, lease or convey all or substantially all of the System to another entity or enter into a management contract with another entity if: (1) The transferee entity shall be a political subdivision organized and existing under the laws of the State of Missouri, or instrumentality thereof, or an organization described in Section 501(c)(3) of the Code, and shall expressly assume in writing the due and punctual payment of the principal of and premium, if any, and interest on all Outstanding System Revenue Bonds according to their tenor, and the due and punctual performance and observance of all of the covenants and conditions of this Ordinance; (2) If there remains unpaid any System Revenue Bond which bears interest that is not includable in gross income under the Code, the City shall have received an opinion of Bond Counsel, in form and substance satisfactory to the City, to the effect that under then existing law the consummation of such sale, lease or conveyance, whether or not contemplated on any date of the delivery of such System Revenue Bond, would not cause the interest payable on such System Revenue Bond to become includable in gross income under the Code; (3) The City shall have received a certificate of the Consultant which demonstrates and certifies that immediately upon such sale or conveyance the transferee entity will not, as a result thereof, be in default in the performance or observance of any convenant or agreement to be performed or observed by it under this Ordinance; (4) Such transferee entity shall possess such licenses to operate the System as may be required if it is to operate the System; and (5) The City shall receive an opinion of Bond Counsel, in form and substance satisfactory to the City, as conclusive evidence that any such sale, lease or conveyance, and any such assumption, is permitted by law and complies with the provisions of this Section. Section 905. Insurance. The City will carry and maintain a reasonable amount of fire and extended coverage insurance upon all of the properties forming a part of the System insofar as the same are of an insurable nature, such insurance to be of the' character and coverage and in an amount as would normally -36- be carried by a private corporation engaged in a similar type of business. In the event of loss or damage, the City, with reasonable dispatch, will use the proceeds of such insurance in reconstructing and replacing the property damaged or destroyed, or, if such reconstruction or replacement be unnecessary, then the City will pay and deposit the proceeds of such insurance into the Revenue Fund. The City in operating the System will carry and maintain public liability and workers' compensation insurance in such amounts as would normally be maintained by a private corporation engaged in a similar type of business, and the proceeds derived from such insurance shall be used in paying the claims on account of which such proceeds were received. The cost of all insurance obtained pursuant to the requirements of this subsection shall be paid as a Current Expense out of the revenues of the System. Section 906. Books, Records and Accounts. The City will install and maintain proper books, records and accounts (entirely separate from all other records and accounts of the City) in which complete and correct entries will be made of all dealings and transactions of or in relation to the System of the City. Such accounts shall show the amount of revenues received from the System, the application of such revenues, and all financial transactions in connection therewith. Said books shall be kept by the City according to standard accounting practices as applicable to the operation of facilities comparable to the System. Section 907. Annual Budget. Prior to the commencement of each fiscal year, the City will cause to be prepared and filed with the City Clerk a budget setting forth the estimated receipts and expenditures of the System for the next succeeding fiscal year. The City Clerk, promptly upon the filing of said budget in the City Clerk's office, will mail a copy of said budget to the Original Purchaser of the Bonds. Said annual budget shall be prepared in accordance with the requirements of the laws of Missouri and shall contain all information as shall be required by such laws. Section 908. Annual Audit. Annually, promptly after the end of the fiscal year, the City will cause an audit to be made of the System for the preceding fiscal year by a certified public accountant or firm of certified public accountants to be employed for that purpose and paid from the revenues of the System. Said annual audit shall cover in reasonable detail the operation of the System during such fiscal year. Within 30 days after the completion of each such audit, a copy thereof shall be filed in the office of the City Clerk, and a duplicate copy of said audit shall be mailed to the Original Purchaser of the Bonds. Such audits shall at all times during the usual business hours be open to the examination and inspection by any taxpayer, any user of the -37- services of the System, any Owner of any of the Bonds, or by anyone acting for or on behalf of such taxpayer, user or Owner. As soon as possible after the completion of such annual audit, the governing body of the City shall review such audit, and if any audit shall disclose that proper provision has not been made for all of the requirements of this Ordinance and the laws under which the Bonds are issued, the City covenants and agrees that it will promptly cure such deficiency and will promptly proceed to increase the rates and charges to be charged for the use and services furnished by the System as may be necessary to adequately provide for such requirements. Section 909. Consultant's Report. At least once every five years, the City will cause the Consultant to make an examination of and report on the condition and operations of the System, such report to include recommendations as to any changes in such operations deemed desirable. Each such report shall also make reference to any unusual or extraordinary items of maintenance and repair and any extensions or improvements that may be needed in the ensuing five-year period. A copy of each such report shall be filed in the office of the City Clerk and, upon written request, sent to the Original Purchaser of the Bonds or any Bondowner. Section 910. Bondowners' Right of Inspection. The Owner or Owners of any of the Bonds shall have the right at all reasonable times to inspect the System and all records, accounts and data relating thereto, and any such Owner shall be furnished all such information concerning the System and the operation thereof which such Owner may reasonably request. Section 911. Administrative Personnel. The City shall use its best efforts to employ at all times experienced and well qualified administrative personnel in sufficient numbers to insure that the System will be operated in a prudent and efficient manner. Section 912. Rules and Regulations. The City will establish and maintain such rules and regulations for the use of the System as may be necessary to assure maximum use thereof. Section 913. Performance of Duties. The City will faithfully and punctually perform all duties and obligations with respect to the operation of the System, including all extensions and improvements thereto, now or hereafter imposed upon the City by -the Constitution and laws of the State of Missouri and by the provisions of this Ordinance. -38- ARTICLE X ADDITIONAL BONDS Section 1001. Prior Lien Bonds. The City covenants and agrees that so long as any of the Bonds remain Outstanding, the City will not issue any Parity Bonds or other debt obligations payable out of the revenues of the System or any part thereof which are superior to the Bonds. Section 1002. Parity Lien Bonds. The City covenants and agrees that so long as any of the Bonds remain Outstanding, the City will not issue any additional bonds or other long-term obligations payable out of the net income and revenues of the System or any part thereof which stand on a parity or equality with the Bonds ("Parity Bonds") unless the following conditions are met: (a) The City shall not be in default in the payment of principal of or interest on any Bonds or the Parity Bonds or in making any payment at the time required to be made into the respective funds and accounts created by and referred to in this Ordinance or any Parity Ordinance; and (b) The City shall obtain a certificate of a Consultant showing either of the following: (1) The annual Net Revenues Available for Debt Service derived by the City from the operation of the System, for the fiscal year immediately preceding the issuance of additional bonds shall have been equal to at least 125% of the average amount required to be paid out of said revenues in any succeeding fiscal year on account of both principal (at maturity or upon mandatory redemption) and interest becoming due with respect to all System Revenue Bonds of the City, including the additional bonds proposed to be issued. In determining the Net Revenues Available for Debt Service for the purpose of this subsection, the Consultant may adjust said Net Revenues Available for Debt Service by adding thereto, in the event the City shall have made any increase in rates for the use and services of the System and such increase shall not have been in effect during all of the fiscal year immediately preceding the issuance of additional bonds, the amount, as estimated by the Consultant, of the additional Net Revenues Available for Debt Service which would have resulted from the operation of the System during said preceding fiscal year had such rate increase been in effect for the entire period. (2) The annual Net Revenues Available for Debt Service projected to be derived by the City from the operation of the System for the fiscal year -39- immediately following the fiscal year in which the improvements to the System, the cost of which is being financed by such additional bonds, are to be in commercial operation, shall be equal to at least 125% of the average amount required to be paid out of said revenues in any succeeding fiscal year following such commercial operation on account of both principal (at maturity or upon mandatory redemption) and interest becoming due with respect to all System Revenue Bonds of the City, including the additional bonds proposed to be issued. In determining the projected Net Revenues Available for Debt Service for the purpose of this subsection, the Consultant may adjust said net revenues by adding thereto any estimated increase in Net Revenues Available for Debt Service resulting from any increase in rates for the use and services of the System which, in the opinion of the Consultant, are economically feasible, and reasonably considered necessary based on projected operations of the System. Additional revenue bonds of the City issued under the conditions set forth in this Section shall stand on a parity with the Bonds and shall enjoy complete equality or lien on and claim against the net revenues of the System with the Bonds, and the City may make equal provision for paying said bonds and the interest thereon out of the Revenue Fund and may likewise provide for the creation of reasonable debt service accounts and debt service reserve accounts for the payment of such additional bonds and the interest thereon out of moneys in the Revenue Fund. Section 1003. Junior Lien Bonds. Nothing in this Section contained shall prohibit or restrict the right of the City to issue additional revenue bonds or other revenue obligations and to provide that the principal of and interest on said revenue bonds or obligations shall be payable out of the revenues of the System, provided at the time of the issuance of such additional revenue bonds or obligations the City shall not be in default in the performance of any covenant or agreement contained in this Ordinance, and provided further that such additional revenue bonds or obligations shall be junior and subordinate to the Bonds so that if at any time the City shall be in default in paying either interest on or principal of the Bonds, or if the City shall be in default in making any payments required to be made by it under the provisions of paragraphs (a), (b) and (c) of Section 702 of this Ordinance, the City shall make no payments of either principal of or interest on said junior and subordinate revenue bonds or obligations until said default or defaults be cured. In the event of the issuance of any such junior and subordinate revenue bonds or obligations, the City, subject to the provisions aforesaid, may make provision for paying the principal of and interest on said revenue bonds or obligations out of moneys in the Revenue Fund. -40- Section 1004. Refunding Bonds. The City shall have the right, if it shall find it desirable, without complying with the provisions of Section 1002 hereof to refund any of the Bonds under the provisions of any law then available, and the refunding bonds so issued shall enjoy complete equality of pledge with any of the Bonds which are not refunded, if any, upon the revenues of the System; provided, however, that if only a portion of the Bonds are refunded and if said Bonds are refunded in such manner that the refunding bonds bear a higher average rate of interest or become due on a date earlier than that of the Bonds which are refunded, then said Bonds may be refunded without complying with the provisions of Section 1002 hereof only by and with the written consent of the Owners of a majority in principal amount of the Bonds not refunded. ARTICLE XI DEFAULT AND REMEDIES Section 1101. Acceleration of Maturity in Event of Default. The City covenants and agrees that if it shall default in the payment of the principal of or interest on any of the Bonds as the same shall become due, or if the City or its governing body or any of the officers, agents or employees thereof shall fail or refuse to comply with any of the provisions of this Ordinance or of the Constitution or statutes of the State of Missouri, and such default shall continue for a period of 60 days after written notice specifying such default shall have been given to the City by the Owner of any Bond then Outstanding, then, at any time thereafter and while such default shall continue, the Owners of 25% in principal amount of the Bonds then Outstanding may, by written notice to the City filed in the office of the City Clerk or delivered in person to said City Clerk, declare the principal of all Bonds then Outstanding to be due and payable immediately, and upon any such declaration given as aforesaid, all of said Bonds shall become and be immediately due and payable, anything in this Ordinance or in the Bonds contained to the contrary notwithstanding. This provision, however, is subject to the condition that if at any time after the principal of said Outstanding Bonds shall have been so declared to be due and payable, all arrears of interest upon all of said Bonds, except interest accrued but not yet due on such Bonds, and all arrears of principal upon all of said Bonds shall have been paid in full and all other defaults, if any, by the City under the provisions of this Ordinance and under the provisions of the statutes of the State of Missouri shall have been cured, then and in every such case the Owners of a majority in principal amount of the Bonds then Outstanding, by written notice to the City given as hereinbefore specified, may rescind and annul such declaration and its consequences, but no such rescission or annulment shall extend to or affect any subsequent default or impair any rights consequent thereon. -41- Section 1102. Default Remedies. Ordinance, including the covenants contained, shall constitute a contract Owners of the Bonds, and the Owner or 10% in principal amount of the Bonds shall have the right for the equal be all Owners of Bonds similarly situated: The provisions of this and agreements herein between the City and the Owners of not less than at the time Outstanding :nefit and protection of (a) by mandamus or other suit, action or proceedings at law or in equity to enforce the rights of such Owner or Owners against the City and its officers, agents and employees, and to require and compel duties and obligations required by the provisions of this Ordinance or by the constitution and laws of the State of Missouri; (b) by suit, action or other proceedings in equity or at law to require the City, its officers, agents and employees to account as if they were the trustees of an express trust; and (c) by suit, action or other proceedings in equity or at law to enjoin any acts or things which may be unlawful or in violation of the rights of the Owners of the Bonds. Section 1103. Limitation on Rights of Bondowners. No one or more Bondowners secured hereby shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security granted and provided for herein, or to enforce any right hereunder, except in the manner herein provided, and all proceedings at law or in equity shall be instituted, had and maintained for the equal benefit of all Owners of such Outstanding Honds. Section 1104. Remedies Cumulative. No remedy conferred herein upon the Bondowners is intended to be exclusive of any other remedy, but each such remedy shall be cumulative and in addition to every other remedy end may be exercised without exhausting and without regard t any other remedy conferred herein. No waiver of any default or breach of duty or contract by the Owner of any Bond shall extend to or affect any subsequent default or breach of duty or contract or shall impair any rights or remedies thereon. No delay or omission of any Bondowner to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or acquiescence therein. Every substantive right and every remedy conferred upon the Owners of-the Bonds by this Ordinance may be enforced and exercised from time to time and as often as may be deemed expedient. In case any suit, action or proceedings taken by any Bondowner on account of any default or to enforce any right or exercise any remedy shall have been discontinued or abandoned for any reason, or shall have been determined adversely to such Bondowner, then, and in every such case, the City and the Owners of the Bonds shall be restored to their -42- former positions and rights hereunder, respectively, and all rights, remedies, powers and duties of the Bondowners shall continue as if no such suit, action or other proceedings had been brought or taken. Section 1105. No Obligation to Levy Taxes. Nothing contained in this Ordinance shall be construed as imposing on the City any duty or obligation to levy any taxes either to meet any obligation incurred herein or to pay the principal of or interest on the Bonds. ARTICLE XII DEFEASANCE Section 1201. Defeasance. When all of the Bonds shall have been paid and discharged, then the requirements contained in this Ordinance and the pledge of revenues made hereunder and all other rights granted hereby shall terminate. Bonds shall be deemed to have been paid and discharged within the meaning of this Ordinance if there shall have been deposited with the Paying Agent, or other commercial bank or trust company located in the State of Missouri and having full trust powers, at or prior to the Stated Maturity or Redemption Date of said Bonds, in trust for and irrevocably appropriated thereto, moneys and/or Defeasance Obligations which, together with the interest to be earned on any such Defeasance Obligations, will be sufficient for the payment of the principal of said Bonds, the redemption premium thereon, if any, and interest to accrue to the Maturity or Redemption Date, as the case may be, or if default in such payment shall have occurred on such date, then to the date of the tender of such payments; provided, however, that if any such Bonds shall be redeemed prior to the maturity thereof, (1) the City shall have elected to redeem such Bonds, and (2) either notice of such redemption shall have been given, or the City shall have given irrevocable instructions to the Paying Agent to redeem such Bonds. Any moneys and Defeasance Obligations which at any time shall be deposited with the Paying Agent or other commercial bank or trust company by or on behalf of the City, for the purpose of paying and discharging any of the Bonds, shall be and are hereby assigned, transferred and set over to the Paying Agent or other bank or trust company in trust for the respective Owners of the Bonds, and such moneys shall be and are hereby irrevocably appropriated to the payment and discharge hereof. All moneys and Defeasance Obligations deposited with the Paying Agent or other bank or trust company shall be deemed to be deposited in accordance with and subject to all of the provisions contained in this Ordinance. -43- ARTICLE XIII AMENDMENTS Section 1301. Amendments. The rights and duties of the City and the Bondowners, and the terms and provisions of the Bonds or of this Ordinance, may be amended or modified at any time in any respect by ordinance of the City with the written amountt of the OBonds then tOutstandinga such lconsenprltolpbe evidenced by an instrument or instruments executed by such Owners and duly acknowledged or proved in the manner of a deed to be recorded, and such instrument or instruments shall be filed with the City Clerk, but no such modification or alteration shall: (a) extend the maturity of any payment of principal or interest due upon any Bond; (b) effect a reduction in the amount which the City is required to pay by way of principal of or interest on any Bond; (c) permit the creation of a lien on the revenues of the System prior or equal to the lien of the Bonds or Parity Bonds; (d) permit preference or priority of any Bonds over any other Bonds; or (e) reduce the percentage in principal amount of Bonds required for the written consent to any modification or alteration of the provisions of this Ordinance. Any provision of the Bonds or of this Ordinance may, however, be amended or modified by ordinance duly adopted by the w~ ittenn9 onsent oft the rOwners aof alle ofn the BondseCat wthe time Outstanding. Without the consent of Bondowners, the City may amend or supplement the Ordinance for the purpose of curing any formal defect, omission, inconsistency or ambiguity therein or in connection with any other change therein which is not materially adverse to the Bondowners. Any and all modifications made in the manner hereinabove provided shall not become effectof ethetlordinance aof bet he fCita with the City Clerk a copy hereinabove provided for, duly certified, as well as proof of any required consent to such modification by the Owners of the Bonds then Outstanding. It shallreferencentoesuchyamendment or any of the Outstanding Bonds any modification. -44- ARTICLE XIV MISCELLANEOUS PROVISIONS Section 1401. Notices, Consents and Other Instrumenr va~ Bondowners. Any notice, consent, request, direction, app objection or other instrument required by this Ordinance to be signed and executed by the Bondowners may be in any number of concurrent writings of similar tenor and -nay be so gnted in executed by such Bondowners in person or by agent app writing. Proof of the execution of any such instrument or of the writing appointing any such agent and of the ownership of Bonds, if made in the following manner, shall be sufficient for any of the purposes of this Ordinance, and shall be conclusive in favor of the City and the Paying Agent with regard to any action taken, suffered or omitted under any such instrument, namely: (a) The fact and date of the execution by any person of any such instrument may be proved by a certificate of any officer in any jurisdiction who by law has power to take acknowledgments within such jurisdiction that the person signing such instrument acknowledged before such officer the execution thereof, or by affidavit of any witness to such execution. (b) The fact of ownership of Bonds, the amount or amounts, numbers and other identification of Bonds, and the date of holding the same shall be proved by the registration books of the City maintained by the Paying Agent. In determining whether the Owners of the requisite principal amount of Bonds Outstanding have given any request, demand, authorization, direction, notice, consent or waiver under this Ordinance, Bonds owned by the City shall be disregarded and deemed not to be Outstanding under this Ordinance, except that, in determining whether the Bondowners shall be protected in relying upon any such request, demand, authorization, direction, notice, consent or waiver, only Bonds which the Bondowners know to be so owned shall be so disregarded. Notwithstanding the foregoing, Bonds so owned which have been pledged in good faith shall not be disregarded as aforesaid if the pledgee establishes to the satisfaction of the Bondowners the pledgee's right so to act with respect to such Bonds and that the pledgee is not the City. Section 1902. Tax Covenants. (a) The City covenants and agrees that (1) it will comply with all applicable provisions of the Code, including Sections 103 and 141 through 150, necessary to maintain the exclusion from gross income for federait willmnottuse orrpermit the use interest on the Bonds and (2) -45- of any proceeds of Bonds or any other funds of the City nor take or permit any other action, or fail to take any action, if any such action or failure to take action would adversely affect the exclusion from gross income of the interest on the Bonds. The City will, in addition, adopt such other ordinances or resolutions and take such other actions as may be necessary to comply with the Code and with all other applicable future laws, regulations, published rulings and judicial decisions, in order to ensure that the interest on the Bonds will remain excluded from federal gross income, to the extent any such actions can be taken by the City. (b) The City covenants and agrees that (1) it will comply with all requirements of Section 148 of the Code to the extent applicable to the Bonds, (2) it will use the proceeds of the Bonds as soon as practicable and with all reasonable dispatch for the purposes for which the Bonds are issued, and (3) it will not invest or directly or indirectly use or permit the use of any proceeds of the Bonds or any other funds of the City in any manner, or take or omit to take any action, that would cause the Bonds to be "arbitrage bonds" within the meaning of Section 148(a) of the Code. (c) The City covenants and agrees that it will pay or provide for the payment from time to time of all amounts required to be rebated to the United States pursuant to Section 148(f) of the Code and any Treasury Regulations applicable to the Bonds from time to time. This covenant shall survive payment in full or defeasance of the Bonds. The City specifically covenants to pay or cause to be paid to the United States, the required amounts of rebatable arbitrage at the times and in the amounts as determined by the Arbitrage Instructions. Notwithstanding anything to the contrary contained herein, the Arbitrage Instructions may be amended or replaced if, in the opinion of counsel nationally recognized on the subject of municipal bonds, such amendment or replacement will not adversely affect the exclusion from gross income for federal income tax purposes of interest on the Bonds. (d) The City makes the following representations in connection with the exception for small governmental units from the arbitrage rebate requirements under Section 148(f)(4)(C) of the Code: (1) the City is a governmental unit under Missouri law with general taxing powers; (2) none of the Bonds is a private activity bond as defined in Section 141 of the Code; (3) 95 percent or more of the net proceeds of the Bonds are to be used for local governmental activities of the City; -46- (4) the aggregate face amount of all tax-exempt bonds (other than private activity bonds) issued by the City (and all subordinate entities thereof) during the calendar year 1992 is not reasonably expected to exceed $5,000,000; and (5) the City (including all subordinate entities thereof) will not issue in excess of $5,000,000 of tax-exempt bonds (including the Honds but excluding private activity bonds) during the calendar year 1992 without first obtaining an opinion of nationally recognized counsel in the area of municipal finance that the excludability of the interest on the Bonds from gross income for federal tax purposes will not be adversely affected thereby. (e) The City hereby designates the Honds as "qualified tax-exempt obligations as defined in Section 265(b)(3) of the Code. In addition, the City hereby represents that: (1) the aggregate face amount of all tax-exempt obligations (other than private activity bonds which are ~. not qualified 501(c)(3) bonds") which will be issued by the City (and all subordinate entities thereof) during calendar year 1992 is not reasonably expected to exceed $10,000,000; and (2) the City (including all subordinate entities thereof) will not issue an aggregate principal amount of obligations designated by the City to be "qualified tax-exempt obligations" during calendar year 1992, including the Bonds, in excess of $10,000,000, without first obtaining an opinion of nationally recognized counsel in the area of municipal finance that the designation of the Bonds as "qualified tax-exempt obligations" will not be adversely affected. The Mayor is hereby authorized to take such other action as may be necessary to make effective the designation in this subsection (e). (f) The foregoing covenants shall remain in full force and effect notwithstanding the defeasance of the Bonds pursuant to Section 1201 of this Ordinance or any other provision of this Ordinance, until the final maturity date of all Bonds Outstanding. Section 1403. Further Authority. The officers of the City, including the Mayor and City Clerk, shall be, and they hereby are, authorized and directed to execute all documents and take such actions as they may deem necessary or advisable in order to carry out and perform the purposes of this Ordinance and to make ministerial alterations, changes or additions in the foregoing agreements, statements, instruments and other documents herein approved, authorized and confirmed which they may approve and the execution or taking of such -47- action shall be conclusive evidence of such necessity or advisability. Section 1404. Severability. If any section or other part of this Ordinance, whether large or small, shall for any reason be held invalid, the invalidity thereof shall not affect the validity of the other provisions of this Ordinance. Section 1405. Governing Law. This Ordinance shall be governed exclusively by and constructed in accordance with the applicable laws of the State. Section 1406. Effective Date. This Ordinance shall take effect and be in full force from and after its passage by the Board of Aldermen and approval by the Mayor. -48- PASSED by the Board of Aldermen of th City of R~ve side, Missouri, and approved by the Mayor this ~c, day of L~~~~. 1992. (Seal) _~ __ ~ ~LC~ Mayor Amm ST: .tiCLl~J ~'j ., ty Clerk APPROVED by the Mayor this h`~ day of .~/~. 1992. (Seal) ATTEST : ~ s...L-~_s~~ ~ < Ci _y Clerk Mayor -49-