HomeMy WebLinkAbout2010-010 HomesteadBILL N0.2010 - 010
ORDINANCE N0.2010 - 010
AN ORDINANCE AUTHORIZING THE MAYOR TO PURCHASE REAL
PROPERTY LOCATED AT 4806 AND 4812 NW HOMESTEAD TO BE USED
FOR STREET PURPOSES
BE IT ORDAINED BY THE BOARD OF ALDERMEN OF THE CITY OF
RIVERSIDE, MISSOURI, AS FOLLOWS:
(1) The Mayor is hereby authorized to sign the attached real estate contract and
any and all other necessary documents to affect the purchase of real property located at
4806 NW Homestead and 4812 NW Homestead to be used for street purposes.
(2) This ordinance shall be in full force and effect immediately upon passage.
ADOPTED AND APPROVED by the Board of Aldermen and Mayor of the City of
Riverside, Missouri, this ~ day of ~ , 2010.
APPR VED:
Mayor Kathleen L. Rose
ATTEST:
City Clerk
RESIDENTIAL REAL ESTATE SI~1LE CONTRACT
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THIS CONTRACT' is made between: (PRINT NAMES AND INDICATE MARITAL STATUS; 1F NOT
COMPLETEp, SELLER'S NAMES TQ 13E 1NSERTEQ BY LI~,ENSEE ASSISTING SELLER PRIDR TO
PRESt=NTAT1aN TO SELLER)
SELLER: William L Arbuckle Penn M Arbuckle
BUYER: Ct.ty of Riverside, Missouri __
^ Bank-Owned Property (check if applicable): If the real property is bank-owned and the titled owner
of record is not known at the Effective Date of this Contract, BUYER and SELLER agree the Hama of fhe
SELLER fs emended to as it is stated in the peed at closing and is incorporated herein by reference and in
any arnendmenfs and addenda. SELLER warrants it has full authority to sign ar)d perform on this Contract
on behalf of the titled owner of record.
The Effective pate shall be fhe date of final acceptance by the last petty to sign this agreement and/or
addendum(s) attached hereto.
'1. PROPERTY. BUYER agreBS #o purchase and SELLER agrees to sell the real property and the
improvements thereon (the "Property") commonly known as:
4BD5 NW E3om~se~ad 4812 N'PEr 13Caaestead Riverside 44X50 Ts3-a.tCe
Street Address City Zip County
STATE: (check one) ®Missouri ^ Kansas
LEGAL DESCRlPT1QN: (As described in the attached Legal Description Addendum or as described
below) _ _
^ lmprovemenis on the property include amanufactured/mobile home. (A manufactured/moblle home
m$y be considered personal property unless certain requirements have bBen me#_)
This CantracT, including the Fixtures, Equipment and Appliances paragraph of the Seller's
Disclosure and Condition of lroperty Addendum ("Seller's Disclosure"), not the MLS, or other
promotional material, provides for what is included in the sale of the Property. Items listed in the
"Additional Inclusions" or "Exclusions" below supersede the Seller's Disclosure and the pre-
printed list below. If there are no "Additional Inclusions" or "Exclusions" listed, the Seller's
Disclosure and the pre-printed list below govern what is or is not included in the sale. If there are
differences between the Seller's Disclosure and the pre-printed list below, the Seller's Disclosure
governs. Unless modified by the Seller's Disclosure and/or the "Additional Inclusions" and/or the
"Exclusions", all existing improvements on the Property (if any) and appurtenances, fixtures and
equipment (which seller agrees to own free and clear) whether buried, nailed, bolted, screwed,
glued or otherwise penman®ntly attached to the Property are expected to remain with Properly,
including the following, if any:
Attic and ceiling fans
Bathrpom mirrors (WAIT mountedl
hung)
Central air conditioning
Central vacuum & attachments
Fences (incl. invisible & controls}
Fine, smoke and burglary deteetian
units (if owned)
Fireplace screens and/or glass doors
(if attached)
Floor coverings (rf attached}
Garage doer openers (and remote
Transmitting units)
Gas heaters
Gas logs and fireplace grates
Heating and plumbing equipment
(and fixtures)
Mumidifiers (if attached)
Keys to all doors
Kitchen appliances (built-in)
Lightfng and light fixtures
Other Mirrors (if attached)
Outside cooking' units (if attached)
Owned propane tanks
Shelving (If attached)
Soft water conditioner (!f owned)
Storm windows, doors & screens
TV antennas (if attached; excluding
satellite dishes)
Sp rinkler systems & controls
Windo-v coverings and components
Residentfa/ Rea! Estate Sale Contract 2090
page f of ro
ICellea Williams Nar~bland Farmers 79151J. Oak 7tafrcwayKansas C1ty,1v14 64i 18
Phone: (816) 268 - 4QG0 Fsa: ($16) 326 - 36Q5 Felony Alrbuckle
pfo0uced wiNr LpFom~byzlptogar l80~o Flhaen Mle Reed, Preset, M1Tichigan asoa6 0 ' c
William Arbuolc
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a. Additional Inclusions. The folbwing items, if any, supersede the Seller's Disclosure and fhe pre-printed
list above, are Considered to be a part of the Property and are included in the salsa
b. Exclusions. The following items, if any, supersede the Seller`s tisclosure and the pre-printed list above,
are not Considered to be a part ofi the Pxaperty and are not included in the sale:
2. DISCLOSURES. THIS CONTRACT SHALL NOT BE EFFECTIVE UNTIL SELLER COMPLETES AND
BUYER & SELLER HAVE SIGNED A SELLER'S DISCLOSUpE AND CONDITION OF PROPERTY
ADDENDUM AND, IF APPLICABLE, LEAD BASED PAINT ADl)ENpUM FOR THE PROPERTY.
SELLER confirms i»formation con#ained In the Seller`s Disclosure and Condition of Properly Addendum is
current as of the "Effective Dafe" of the Contract SELLER Shari advise BUYER of any substantial change in
the condition of the Property prior to Closing.
LEAD BASED PAINT DISCLOSURE: iF 7HE PROPERTY WAS BUILT PRIOR TO 7978, BUYER
ACKNOWLEDGES RECf=IVING, READING AND SIGNING THE FEDERALLY REQUIRED
DISCLOSURE REGARDING LEAD BASED PAINT'.
In Missouri and in Kansas, law requires persons who are convicted of certain crimes, including
certain sexually violent crimes, to register with the sheriff of the county in which they reside. if you,
as the BUYER, desire information regarding those registrants, you may find information on the
hamepage of the Kansas Bureau of Investlgetion (KBI) at http://www.Kansas.gov/kbi or by
contacting the local sheriff's office in Kansas. In Missouri, BUYER should contact the sheriff of the
county in which the Property is located,
3. ADDENDA. The following Addenda (riders, supplements, etc.) are attached hereto and are a part of
this Contract (Check appricabre bores):
® Agency Disclosure Addendum ^ Contingency for Sale and Closing Addendum
^ Financing Addendum ^ Dispute ResolutionlMediation Addendum
^ Seller's Disclosure and Condition of Property Add. ^ Condo R®sale Certificate (Missouri only)
^ Leac! Based Paint Disclosure Addendum ^ Other:
^ Lieting Company Disclosure ^ Other:
^ Selling Company Disclosure ^ Qther:
4. PURCHASE PRICE. The I~urahase Price for the Property is .......... , . $ p UO o
which BUY1*R agrees to pay as follows:
a. Earnest Money in fhe form of: (Check one)
^ Personal check OR ^ Other
in the amount of .... . . ........ . . . ............ . .......... $
posited with: (Check one)
Listing Broker
^ ~ ~~~ ~~~~ Escrow Agent
^ SELLER (BUYER acknowledges that funds payable to and held by
the SELLER WILL NOT be held subject to the terms in Earnest Money
and Additional Deposits paragraph.)
b. Additional Earnest Money on dr before ~
Deposited with: (Check one)
^ Listing Broker
^ Escrow Agent
^ SELLER (BUYER acknowledges that funds payable to and held by
SELLER WILL NOT be held subject to the terms of Earnest Money
and Additional Deposits paragraph.)
Residential 1~eat Estate Sala Contract 20T 0
Page 2 of T O
{a)
(b)
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c. Total Amount Financed by BUYER (5EE ATTACHED FINANCING
ADDENDUM) (not including financed mortgage insurance premiums,
DVA Funding Fee or other closing costs, if any} .... . ..... . . . . . . . $ (c)
d. Balance of Purchase Price to be paid in CERTIFIED FUNDS (Purchase
Price Less a, b & c of this paragraph) on or before fhe Glosing Date .. _ _ ... $ o 0 0 . (d)
e. SELLER paid costs} for BUYER'S financing is per attached Financing Addendum, if any.
f. In the event of a cash sale, BUYER shall provide written verification from a depository of funds on
deposit within calendar days (5 days if left blank) which together with the financing mentioned
above, if any, are sufficient to complete the Closing on this Contract.
5. ^ APPRAISED VALUE CONTINGENCY. (Check only if financing is NOT being obtained.) BUYER
may, within _ __ calendar days from the date of this Contract (within the Inspec#ion Period, if left
blank) obtain, at BUYER'S expense, an appraisal of fhe Property by an independent licensed appraiser.
Notwithstanding any other terms of this Contract, if the final appraised value of the Property, as
determined by BUYER'S appraiser, (after reconsideration if requested by SELLER) is not equal to or
greater than the Purchase Price, BUYER may cancel #his Contract by written notrce td SELLER, which
notice shall be accompanied by a copy of the appraisal. if within five (5) days after receipt of BUYER"S
notice of intent to cancel, SELLER does not agree in writing to reduce the purohase price to an amount
equal to the final appraised value of the Property, as determined by BUYER'S appraiser, or BUYER and
SELLER fail to agree in writing on an acceptable sale price, this Contract shall tie cancelled and
BUYER'S Earnest Money and any Addltlonal Deposits shall be subject tv the provisions of the
Earnest Money and Addltlonal Deposits paragraph of the Contract.
8. CLOSING AND POSSESSION. On or before reh 1 2 0 ("Glosing Date') SELLER shall
execute and deliver into escrow with the title company(s) or other closing agent(s), a general warranty deed
(or special warranty deed or fiduciary deed, If SELLER is a corporation, association, financial institution or
fiduciary) and all other documents and funds necessary to satisfy SE'LLER'S obligations under this
Contract do or before the Glosing Date, BUYER shall execute and deliver info escrow with the title
company(s) or other closing agent(s), all documents (including note(s), mortgage(s)/deed(s) of trust, and
arty other documents required by BUYE7~'S lender, if BUYER is obtaining financing) and funds (including
loan proceeds, if BUYER is obtaining financing) necessary to satisfy BUYER'S obligations under this
Contract SELLER AND BUYER ACKNOWlAEDGE ALL 1=UNDS REQUIRED FOR CL051NG MUST BE
IN THE FORM OF CASHIER'S CHECK, WIRE TRANSFER OR OTHER CERTIFIED FUNDS. When all
documents and funds have been executed and delivered into escrow with the title company(s) or other
closing agent(s), the closing shat! be completed. SELLER shall deliver possession pf the Property to
BUYER on March 1 2 010 at , ~, . M., (if left blank, fhe Closing Date at 5.00 P.M.)
{"Possession Date"). BUYER shall not occupy the Property or place personal property in or on it
prior to completion of the Closing and disbursement or availability of SELLER'S proceeds, if any,
unless otherwise agreed upon in writing by the BUYER and the SELLEFI.
7. D LIMITED HOME WARRANTY AWN. (Check ifappllcable):
Q SELLER ^ BUYER, at a cost not to exceed $ _ _ ,agrees to purchase a home wawa»ty
plan from (vendor) to be paid at Glosing. A home
warranty plan is a Ifmr'ted service Contract covering repair or replacement of the working components of the
Property for one year from fhe Closing Date subject to the terms and conditions of the individual plan with a
per claim deductible of $ .The {Check one)^ Licenses assisting SELLER ^ Licensee
assisting BUYER snail be responsible for making arrangements for the home warranty plan, submitting
required documentation for such to the Closing Agent prior to Closing. Broker may receive a fee from the
warranty company. Home warranty plans may not cover pre-existing conditions and are not a
substitute for inspections.
Residentl~I Real Estate Sale Contract 20io
Page 3 of 70
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17p 8. UTILITiES/MAINTENANC~/CASUALTY LOSS. SELLER agrees fo leave all utilities on until the dafe of
17i possession unless otherwise agreed SELLER shall maintain the Property in its present condition through
i~2 the Possession Date. Unless otherwise agreed in writing, SELLER shall remove alt possessions, trash and
173 debris from, and clean the Properfy, upon vacating or prior to delivery of Possession. SELLER agrees to
774 perfr5rm ordinary and necessary maintenance, upkeep and repair to the Property and to keep the
17'5 improvements on the Property fully insured until delivery of SE'LLER'S deed to BUYER. If before delivery
17B of the deed to BUYER, improvements on tha Properly are damaged or destroyed by fire or other causes
i77 Including those that could be covered by what is known as fire and extended coverage insurance, then the
178 SELLER shall notify the BUYER in writing within 2Q hours of such damage. The parties agree that the risk
779 of that damage or destruction shall be t~orne as follows- 7) if the damage is minor, SELLER may repair or
1$p replace the damage done to the Property if the work can be completed before the Closing date. If the
781 SELLER elects to repair or replace the damage done to the PropeKy, buf repair/replacement can not be
182 completed prior to the Closing, with written agreement between the parties one of the following options will
183 be chosen: i) SELLER w111 pay for repair/replacement after Closing, if) the parties well extend the Closing
184 date to such time as repairs/rep/acement can be completed, or iii) with consent of BUYER'S lender, 1.5
185 times fhe esfimated cast of repair/replacement will be escrowed until repair/replacement is complete with
186 any funds remaining after payment for repairs/replacement being remitted to the party that funded the
187 escrow; 2} If SELLER elects not to repair or replace the damage done to the Property, or if the damage is
i 88 not minor, the BUYER may enforce or cancel this Contract toy written notice to SELLER within 10 days after
189 receiving notice of such damage to the Property; 3) If BUYER elects to enforce this Contract, the Purchase
190 Price shall not be reduced and the Property shall be conveyed in its existing condition at fhe time, provided
191 SELLER shall be responsible for paying the insurance deductible and assign SELLER'S fire and extended
192 coverage proceeds to BUYER of Closing. If BUYER and SEL~,ER mutually agree upon the cost of repairs,
193 then SELLER may pay the cast of those repairs.
194
195 O (Check if applicable) THE BUYER SHALL PAY SELLER FOR TH1= AMOUNT DF FUEL LEFT IN
196 TANK AT CLOSING, SELLER SHALL hlAVE TANK ~ READ PR/QR TO CLOSING AND PROVIDE
197' DOCUMENTATION
198
799 9. EARNEST MONI=Y AND ADDITIONAL DEPt7SITS. Upon acceptance of this Contract, unless
200 otherwise agreed, any Earnest Money or Additional Deposits shall be deposifed wifhin 5 business days (if
201 Kansas Praperty~70 banking days (if Missouri Property) of the Effective Date, in an insured escrow account
202 maintained by Listing Broker or Escrow Agent. BUYER and SELLER agree fhe Listing Broker or Escrow
2p3 Agent may refain any interest earned on escrowed funds, If this Contract is terminated by the express
204 provisions of this Contract or by either party pursuant to a right expressly given in this Contract, the Eamest
205 Money and Additional Deposits shall be returned to BUYER, and neither party shall have any further rights
206 or obligations under this Contract, except as otherwise stated in this Contract. Notwithstanding any other
207 terms of this Contract providing for the forfeiture or refund of Earnest Money and Additional
2p8 Deposits, the parties understand neither the Listing Broker nor the Escrow Agent can distribute the
209 Earnest Money and Additional Depastts without the written consent of all parties to this Contract
210 unless permitted to do so by applicable state laws, If BUYER and SELLER are unable to agree in
271 writing upon the disposition of the Earnest Money and Additional Deposits or any other funds, Listing
212 Broker or Escrow Agent may commence an inter-pleader or similar proceeding and BUYER and SELLER
213 authorize Listing Broker or Escrow Agent to pay all funds to fhe Clerk of fhe Court for disposition as the
214 Court may direct, BUYER and SELLER agree Listing Broker or Escrow Agent shall be entitled to
275 reimbursement of t#s costs incurred in connection with the inter-pleader or similar proceeding
276 including without limitation, reasonable attorneys' fee$ and expenses. BUYER and SELLER agree,
217 in the absence of a dispute or written consent tp distribution, the failure by either to respond fn writing to a
218 certified letter from Listing Broker or Escrow Agent within 7 days (If Kansas Property)/15 days (>t Missour!
219 Property) of receipt (hereof or failure to make written demand for return or forfeiture of the 1=arrest Money
22p and Additional Deposits within 30 days {if Kansas Property]/60 days (if Missouri Property) of notice of
221 cancellaflon of this Contract shall constitute consent to distribution of fhe Earnest Money and Additional
222 Deposits as suggested in such certified letter. All parties acknowledge that any earnesf deposit funds
223 remain in the Broker`s escrow account for over i year (if Missouri Propertyjl5 years (rf Kansas property)
224 may he sent to the respective states as requested or required bylaw.
Residential Resi Estate Sala contract 2010
Paga 4 of f0
Produced wlah DpFOnnmby zgoLogbc 18070 FHleen Mde Road Frnrar, lLlich7gan 4H028 ww~vsicLaaixcovn
William Arbuck
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1 t). SURVEY. BUYER may, at BUYER'S expense, obtain a "staked" survey of the Praperty before the
Closing Date to assure fhere are no defects, encroachments, overlaps, boundary Ilne or acreage disputes,
or other such matters, would be disclosed by a survey. BUYER acknowledges a Mortgage Inspection
Report or "Loan Survey" normally required by a lending Institution Is not a "staked" survey. A title
insurance company typically requires a "staked" survey in order #o provide survey coverage to the
BUYER. Prior to the Closing Date, BUYER shat! notify SELLER of any encroachments of any
improvements upon, from, or onto the Property or any building setback line, property line, or easement,
which encroachment shall be deemed to be a title defect. SELLEA shall .remedy such defects as are
susceptible of being remedied prior to the Closing Date, If SELLER does not remedy the defects in title,
BUYER shall have the option of (a) completing this purchase and accepting the title SELLER is able to
convey without adjustment In the Purchase Price, or (b) cancelling this Contract.
i1, EVIDENCE OF TITLE.
a company authorrzed to insure titles in the state where the Property fs located. Unless there is s defect in
title to the Property is not corrected prier to the Closing Date, t~UYER may not object to untimely delivery of
the title commitment. The title commitment shall commit fo insure a marketable fee simple title to the
BUYER upon the recording of the deed or other document of conveyance. However, title to the Property
shall be subject to the canditiarts in this Contract and to customary covenants, declarations, restr7ctians,
zoning laws, easements, par(y wall agreements, special assessments, and community Contracts of record
as of the effective date of the title commitment ffhe "Permitted Excentlons"1_ RrfvFR ch~rr h~„o
defects~in title. IfVSELLER does~not remedy the title~defects before the Closing Date, BUYER may eldest to
waive the objections, extend the Closing Date a reasonable time for SELLER to remedy the defects or
cancel this GpntracL Provided, If the time between the Effective Date and the Closing Qate is too short to
permit compliance with the time frames described In this paragraph, both the Commitment pelivery Date
and the abjection Period shall be as soon as reasonably possible but no later than the Closing Date.
SELLER agrees to provide and pay for an owner's title fnsurance policy in the amount of the Purchase
Price insuring marketable fee simple title in BUYER, subject to the Permitted Exceptipns and with the
exception of any liens, encumbrances or other matters affecting title to the Property created by BUYER or
arfsing by virtue of BUYER'S activities or ownership. 7"he policy shat! also insure BUYER as of the date of
recording of the deed or other document of conveyance, against any lien, or right to a lien, for services,
labor or material imposed by law and not shown by the public records. SELLt=R agrees to comply with the
requirements of the title company far issuance of this coverage. UNLESS OTHERWISE PROVIDED IN
THIS CONTRACT, THE OWNER'S TITLE POLICY WILL INCLUDE M!~GHANIC`S LIEN COVERAGE.
't 2. TAXES, PRORATIONS & SPECIAL ASSESSMENTS. All general/statelcounty/school and municipal
real estate taxes, homeowner's association dues and fees, special assessments, Inter®st on existing loans
to be assumed by BUYER, and any other contractual obligations of SELLER.to be assumed by BUYER for
years prior to the current calendar year shall be paid by SELLER. Any of the preceding !tams which
become due and accrue during the calendar year in which SELLER'S warranty deed is delivered (including
rents, if applicable) shall be prorated between the parties as of the Closing 17ate and, for all years
thereafter, to the extent permitted by applicable law, shall be assumed and paid by the BUYER. BUYER
acknowledges that the Property maybe subject to a special assessment, fee, or located in an improvement
district BUYER acknowledges this disclosure is required by Kansas law, and may be found in the Seller's
bisc/osure and Condition of Property Addendum or a separate document, if applicable.
If the ac#ual amount of any item, other than taxes for the current year. cannot be ascertained from
the public record, the amount of the item for the preceding year will be used for the current year's
amount. If the actual amount of taxes for the current calendar year cannp# be determined, it will
be estimated by using the current year's appraised value, if available from the county taxing
authority, and last year's mill levy. If appraised value is not available, the Contract purchase price
will be used with last year's mill Isvy. BUYER and SELLER agree to accept such prorations as
final and release each other, Broker(s), Agent(s), and Closing Agent(s) from any liability for any
increase or decrease in actual taxes due.
fiestdentia/ Real Estate Sale Contract 201 p
Page 5 of i0
PraducgdWlfhDpForm~bl'r1PLopLr 1&J70FiltaenA?lleRUed,FrpgB1,A4/dlfg3h4Bfj26 1Y4N4.ZipLodicown
William Arbuc~C
2B1 In Missouri, reassessment takes place in odd numbered years. Missouri transactions closing in
282 odd numbered years are subject to the process in the preceding paragraph. 14Alssouri transactions
283 closing in even numbered years will be prorated based upon the preceding year's tax amount.
284 See "Utilities" paragraph for information related to fuel tank and amount of fuel left en the tank at
288 Closing.
286
287 13. PARTIES. This Is a Contract between SELLER and BUYER. if SELLLER or BUYER constitufes two or
288 more persons, the terms °SELLER" or "BUYER" shall be construed to read "SELLERS" or "BUYERS"
289 whenever the sense of the Contract requires. Unless identified as SELLER or BUYER, Listing Broker and
290 any Cooperating Broker and their Agents (collectively referred to as "Broker°) and any escrow or Closing
291 Agent are acting as agents only and are not parffes fo this Contract. SELLER and BUYER acknowledge
292 Broker may have a financial interest in third parties providing specialized services required by this Contract
293 including, but not limited to, lender, title insurance company, escrow agent, Glosing Agent, warranty
294 company, wood infestafion/mechanical/structura! or other inspectors and repair personne!_ SELLEt~ and
295 BUYER agree Broker shall not be responsible for the conduct of third parties providing specialized
296 services whether those services were arranged by SELLER, BUYER, yr Broker on behalf of either.
297
298 14. NOTICES. Any notice or other communication required or permitted hereunder may be delivered in
299 person, by facsimile, United States Postal Service, courier service ar email to the address set forth 1n this
300 Contract or such other address ar number as shalt .be famished in writing by any such party. Such notice ar
301 communication shall bs deemed to have been given as of the date and time so delivered. Delivery to or
302 receipt by a parry's licensee shall constitute delivery to the parry. Delivery to or receipt by the Licensee
303 assisting BUYER named below in this Gontract shall constitute receipt by BUYER and delivery to or receipt
304 by the Licensee asses#fng SELLER named below in this Contract shall constitute receipt by SELLER.
305
306 f5. ENTIRE AGREEMENT AND MANNER OF MODIFICATIONS. This Contract and all attachments
307 constitute the complete agreement of the parties concerning the Property, supersede all previous
308 agreements, and may be modified or assigned only by a written agreement signed by a1! parties,
309
310 1 B, I]EFAULTS AND REMEDIES. SELLER or ,BUYER shall be in default under this Contract if either falls
311 to comply wish any material covenant, agreement or obligation within any time limits required by this
312 Contract Following a default by either SELLER ar BUYER under this Contract, the ether party shall have
313 the following remedies, subject to the provisions of Earnest Money and Additional Deposits paragraph of
314 this Gontract'
315 e, If SELLER defaults, 6UYER may (i) specifically enforce this Contract and recover damages suffered by
31fi BUYER as a result of the delay in the acquisition of the Property; or (ii) terminate this Contract by written
317 notice to SELLER and, at BUYp'R`S option, pursue any remedy and damages available by law or in equity.
3i8 if BUYER elects to terminate this Contract, the Earnest Money shall be returned to BUYER subject to the
319 provisions of Earnest Money and Additional Deposits paragraph of this Gontract.
320 b. If BUYER defaults, SELLER may (i) specifically enforce this Contract and recover damages suffered by
S21 SELLER as a result of the delay in the sale of the Property; or (ii) terminate this Gontract by written notice
322 M BUYER and, at SELLE'R'S option, either retain the Earnest Money as liquidated damages as SELLER'S
323 sole remedy (the parties recagniring that it would be extremely difficult to ascertain the extent of actual
324 damages caused by BUYER'S breach, and that the Earnest Money represents as fair an approximation of
325 such actual damages as the parties can now determine) as provided in this Contract, or pursue any other
326 remedy and damages available at !a w ar in equify.
327
32$ If as a result of a default under this Contract, either SELLER or BUYER employs an attorney to
329 enforce its rights, the defaulting party shelf, unless prohibited by law, reimburse the non-defaulting
330 party for all reasonable attorney's fees, court costs and other legal expenses incurred by the
331 non-defaulting party in connection with the default. T1INE IS OF THE ESSENCE IN THIS
332 CONTRACT.
333
334 17. RADON, MIGRQBIALS AND OTHER ENVIROIVMENTAI. POLLUTANTS. Every buyer of residential
335 real property is notified the property may present exposure tv dangerous concentrations of indoor radon
336 gas that may place occupants at risk of developing radon-induced lung Dancer. Radon, aclass-A human
Rssidentlal Real Estat® Sale Contract 2010
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337 carcinogen, is the leading cause of lung cancer in non-smokers and the second leading cause overall.
33B Kansas law requires sellers to disclose any information known to the seller that shows elevat®d
339 concentrations of radon gas in residential rea! property The Kansas department of health and
340 environment recommends all homebuyers have an indoor radon test performed prior to purchasing or
34 i taking occupancy of residential real property. All testing for radon should be conducted by a radon
342 measurement technician. Elevated radon concentrations can be easily reduced by a radon mltlgafion
343 technician. For additional infom~ation, please go to http://www.kansasradpnprogram.org or in Missouri a
344 national source for radon information is http://www.epa,gov/radon.
S45
346 BUYER acknowledges mold, fungi, bacteria and other microbials commonly exist in homes and will exist in
347 the Property as a result of rain, humidity and other moisture in the Property and on materials during the
348 normal construction process and as a result of the use of wood and other materials that commonly have
349 mold, fungi, bacteria and other microbials at the time of delivery to the job site. BUYER has the opportunity
350 to become informed, about microbials and other environmenfal pollutants and fhe potential health risks of
351 microbfals anal ether environmental pollutants.
352
353 The SELLER and Licensee assisting the SELLER and/or the BUYER do not claim or possess any special
354 expertise in the measurement or reduction of radon, microbials or other envlronmenta! pollutants, nor have
355 they provided any advice to BUYER as to acceptable levels or possible health hazards of radon, microbials
356 or other environmental pollutants. There can be no assurance that any existing systems, devices or
357 methods Incorporated into the Property for the purpose of reducing radon, microbials or other
358 environmental pollutant levels will be effective and SELLER has no responsibility for the operation,
359 maintenance or effecfiveneSS of Such systems, devices and methods. Any fasting desired or required with
360 respect to radon, microbials and other environmental pollutants shall be at BUYER'S expense.
3S1
3ti2 18. INSPECTIONS. BUYER may, within calendar days (io days if left blank) (the "Inspection
3&3 Period's after fhe Effective Date of this Contract, of 6UYER'S expense, have prope-7y inspections which
364 may include but are not limited to: appliances, plumbing (including septic system), electrical, heating
365 system, oentra/ air conditioning, fireplace, chimney, foundation, roof, siding, windows, doors, ceilings,
368 floors, insulatip», drainage, interior and exterior components, any wall, decks, driveways, patios, sidewalks,
367 fences, slabs, pest infestation, health and/or environmental Concerns (including lead based paint, mold and
368 radon) as provided below. It is recommended that homeowner's insurance availability be ascertained
369 during the Inspection Period. BAYER acknowledges such inspections may not identify deficiencies
370 in inaccessible areas of the property and may be limited by weather conditions a# the time o} the
37t Inspection. It is recommended that BUYER check with lender and/or local government authority
372 regarding septic inspection.
373
374 a. ACCESS TO PRUPf=RTY, Rl:-INSPECTIONS, bAMAGES AND REPAIRS. SELLER shall
375 provide BUYER reasonable access to the Properly to conduct the inspections, re-inspections,
376 Inspection of any corrective measures completed by SELLER and/or final walk through prior to
377 Closing. BUYER shall be responsibl® and pay for any damage to the Property resulting from
378 the inspection(s). SELLER agrees any corrective measures which SELLER performs pursuant to
379 the following provisions shall be completed in a workmanlike manner with good quality materials.
380
38r b. WOOD-DESTROYING INSECTS. SELLER AGREES T1J PAY TO HAVE THE PRQPERTY
382 TREATED for control of infestation by wood-destroying insects if a writ#en inspection report of a
383 certified pest control firm reveals evidence of active infestation, or evidence of past untreated
384 infestation, or otherwise recommends treatment in the main dwelling unit, or Included additional
3B5 structures identified below or on the Property within 30 feet of such unit or structure(s) {or as
38B otherwise required by govemment regulations if BUYER !s obfainfng an FHA/VA or other
387 government program loan), The inspection report must be delivered WITHIN THE INSPECTION
388 PERIOD, or any treatment shall be at the BUYER'S expense. !f treatment is required, SELLER
389 shall provide Buyer with a certificate evidencing treatment by a certified pest contra) firm of
39U SELLER'S choice, which certificate BUYE14 agrees to accept. Tree#ment shall be completed no
391 earlier than ninety (90) calendar days prior to the Closing Date. BUYER shall pay far any
392 inspections requested by BUYER and/or required by BUYER'S lender. Any damage or repair
Resid®ntial Real Esfafe Sale Contfect20iQ
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393 issues related to wood destroying insect infestations must be identified as Unacceptable
394 Conditions and addressed as set for#h below. Additional structures to be included in the
395 inspection are: Sellin As-I with no iris ectioxis tox u oge of eiriiaent
39B domain of r attic
397
398
388
400 C. WHAT IF BUYER DOES NO7 CONDUCT INSPECTIONS? ff BUYER does not conduct
401 inspections BLIYE'R sha11 have waived any right to cerrcel or renegotiate this Contract pursuant to
402 the inspection provisions.
403
404 d. WHAT IF BUYER DOE5 NOT GIVE TIMELY NOTICE DF UNACCEPTABLE CONDITIONS? If
405 BUYEFI conducts inspections but fails to notify SELLER of unacceptable conditions prior to the
406 expiration? of the Inspection Period, BUYER shall have waived any right to cancel or renegotiate this
407 Contnt3ct pursuant to these inspectiar~ provisions.
408
409 e. WHAT IS NOT AN UNACCEPTABLE GONDITION? The following items shall not be considered
4iD Unacceptable Conditions and cannot be used by BUYER as a reason to cancel or renegoflats this
411 Contract Any items marked Excluded (~C) on Seller's Disclosure and Condition of Property
4i2 Addendum in addition to the fallowing items shall not be considered.
Ors
414
415 f. WHAT IS AN UNACCEPTABLE CONDITION? An Unacceptable Condition is any condition
416 identified in a written inspection report prepared by an independent qualified inspector of ;SLIYER'S
4 i7 chafce, which condition is unacceptable to BUYER and not otherwise excluded in this Contract
4i8
419 g. WHAT 11= BUYER'S INSPECTIONS REVEAL UNACCEPTABLE CONDITIONS? If BUYER'S
420 inspections reuse/Unacceptable Condi#ions BUYEf~ may do $ny one of the following;
421 (1) ACCEPT THE PROPERTY "AS !S'". BUYER may notify SELLER that the inspections are
422 satisfactory ar do nothfrlg. In either case, BUYER will have waived any right to cancel or
423 renegotiate due to any Urtacceptal7le Conditions; or
424 (2} CANCEL THIS CONTRACT by notifyi»g SELLER in writing within the inspection Period; or
425 (3) OFFER TO RENEGOTIATE with SELLER by notifying SELLER in writing within the
426 inspection Period, identifying the Unacceptable Condition.
427 BUYER'S notice of cancellation or offer to renegotiate terminates the Inspection Period and
428 must be aceompanled by the applicable written inspection report(s) in their entirety from the
429 Independent qualified inspector{s) who conducted the inspection(s).
430
43i h. RESOLUTION OF UNACCEPTABLE GONDITIONS. BUYER and SELLER shall have
432 calendar days (5 days if left ,blank) after SELLER'S receipt of BUYER'S inspection Notice/offer to
433 Renegotiate (the "Renegotiation Period"), to reach an agreement resolving the Unacceptable
434 Conditions. Any of the tol/owing executed and delivered to the other party or other party's agent
435 prior to the expiration of the Renegotiation Period shall constitute such an agreement.
438 (f) An amendment signed by BUYER and SE'LLE'R resolving floe Unacceptable Conditions; or
437 {~) A written statement signed by BUYER accepting the Property "as is" w/thout correction of
438 any Unacceptable Conditions; or
439 (3) A written statement signed by SELLEF~ agreeing to do everything requested by BUYER in
44~ BUYER'S Offer to Renegotiate.
447 If no agreement resolving the Unacceptable Conditions is reached as provided above, prior
442 to the expiration of the l4ertegotiatlon Period, then after expiration of the Renegotiation
443 Period, either party may cancel this Contract by written notice to the other.
444
Residential Real Estate Sale Contract 2010
Page S of 10
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William Atbuck
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19. ADDITIONAL TERMS AND CONDITIONS. City t~urehaaino
assn own d 'n r d thr h. praper~' a with inten-ion of
20. EXPIRATION. This offer shall expire on ~ at ,
(5:0D p.m. if left blank) unless accepted by SELLER or withdrawn by BUYER before that timeo clock .m.
CAREFULLY READ THE TERMS HEREOF BEFORE SIGNING. WHEN SIGNED BY A~.L PARTIES,
THIS DOCUMENT BECOMES PART QF A LEGALLY BINDING CONTRACT.
IF NOT UNDERSTOOD, CONSULT AN A7TQRNEY BBFORE SIGNING.
All parties agree this transaction can be conducted by eleotronic means, including email, according
to the Uniform Electronio Transaction Act as adopted In Kansas and Missouri,
~~c7thorizes Closing Agent to obtain ~~yoff information frorg-SELLER'S Lender.
~-- of/31/zolo ~"~,Q.o,~~ o2/oz/~o1o
L Arbuckle DATE BUYER City of Riverside, Missouri
DATE
o1/sz/2o~a a~ of 20.0
Arbuckle DATE BUYER DATE
ADDRESS Riverside No 64150
'
ADDRESS
Ke7.1er Wil~.iame Northland partners K
ll
LPi
Name of Listin
B
k e
er
lliams Northland Partners
g
ro
er (Please Prirrt) Nam
f S
l
e o
e
ling Broker (Please print)
Hill Arbuckle Bill A
b
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Name
f Li r
uc
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censee assisting Seller (Please Print) Name of Licensee assistln Bu er
pl
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(
~1~268-4440 / (816) 326-3606 6
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Listing Licensee's Phone #
Fax # ~ 16) 266-444D
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SeIlin Licensee
s Phone #
g Fax #
billarbuckie~kw,com
Listing Licensee's Email Address sora.ia r~exitrealt kc.com
Selling Licensee's Email Address
DATE OF FtNAI. ACCEPTANCE, THE "Ef=FECTIVE DATE" 1$
(Effective Date to be completed by Licensee assisting the last party signing this Contract)
Resldsntia! Real Estate Sale Contract20i0
Page 9 of ip
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- _ William Axbuck
-
O, Chicago Title Insurance Company
7915 North Oak Trfwy 616-436-7100, Suite 130, Kansas City, Missouri 64118
(816) 436-7100 Fax: (816) 436-7383
August 19, 2d10
City of Riverside
2950 NW Vivion Road
Riverside, Missouri 64150
RE: 4806-4810 NW Homestead Road
Riverside, Missouri 64150
Enclosed, please find your original recorded Warranty Deed and Owner's Title Policy in connection with the
real estate you recently purchased. These documents should be kept in a safe place with your other
permanent records.
We wouid appreciate the opportunity to handle any title insurance or escrow needs you might have in the
future should you decide to sell or refinance your property.
Wishing you all the best with your new real estate acquisition.
Sincerely,
Lynne Ward
CHICAGO TITLE INSURANCE COMPANY
�
81LTR2
Owner's Your Title Insurance Policy is a legal contract If you want to make a claim, see Item 3 under
Information between you and Chicago Title Insurance Conditions on page 2.
Sheet Company.
You do not owe any more premiums for the
It applies only to a one-to-four residential lot or Policy.
condominium unit. If your land is not either of
these, contact us immediately. This sheet is not your insurance Policy. It is only
a brief outline of some of the important Policy
The Policy insures you against certain risks to features. The Policy explains in detail your rights
your land title. These risks are listed on page one and obligations and our rights and obligations.
of the Policy. The Policy is limited by: Since the Policy - and not this sheet - is the legal
document, YOU SHOULD READ THE POLICY
* Exclusions on page 2 VERY CAFEFULLY.
* Exceptions on Schedule B If you have any questions about your Policy,
contact:
* Conditions on pages 2 and 3
CHICAGO TITLE INSURANCE COMPANY
You should keep the Policy even if you transfer
the title to your land.
Your Chicago Title Issued by:
Residential Insurance Com an Issued by:
Title Insurance P Y cxicACO TrrLE irrsu�,rrcE
171 North Clark Street COMPANY
Policy Chicago, Illinois 60601-3294 201 S. MAIN STREET
INDEPENDENCE, MO 64050
(816)833-4117
Table of PAGE PAGE
Contents �WNER'S COVERAGE STATEMENT 1 EXCLUSIONS 2
COVERED TITLE RISKS 1 CONDITIONS 2 and 3
COMPANY'S DUTY TO DEFEND AGAINST 1. Defmitions
COURT CASES 1 2. Continuation of Coverage
SCHEDULE A INSERT 3. How to Make a Claim
Policy Number, Date and Amount 4. Dur Choices When You Notify Us of a Claim
1. Name of Insured 5. Handling a Claim or Court Case
2. Interest in Land Covered 6. Limitation of the Company's Liability
3. Description of Land 7. Transfer of Your Rights
8. Arbitration
SCHEDULE B - EXCEPTIONS INSERT
9. Our Liability is Limited to This Policy
971 2/B9 sb
i
Issued Hy: '
Chicago Title Insurance Company Schedule A
I OWNER'S POLICY- RESIDENTIAL (6/1/87) policyNo.: zoioi54so
Date of Policy: August 2, 2010 at 12:10:05 Insurance Amount: $160,000.00
1. Name of Insured:
City of Riverside
2. The interest in the land covered by this Policy is: fee simple
5ubject to:
None of record
and the matters shown in Schedule B.
3. The land referred to in this Policy is described as follows:
Lot 18 , PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the
recorded plat thereof.
8�A2/9958 HO HO OB/19/10 09:16:19
-
Jssued By; �
Chicago Title Insurance Company Schedule B
OWNER'S POLICY - RESIDENTIAL (6/1 /87) policy No.: 201016480
EXCEPTIONS FROM COVERAGE
In addition to the Exclusions, you are not insured against Ioss, costs, attorneys' fees, and expenses resulting
from.
Special Exceptions: The mortgage, if any, referred to in item 2 of 5chedule A.
1. The Ilen of real estate taxes or assessments imposed on the Title by a governmental authority due or
payable November 1, 2010. NONE NOW DUE AND PAYABLE.
Speclal Assessments, ff any, whlch are DUE AND PAYABLE to the City of Riverside.
2. Building lines, restrictlons, utilky, drainage, storm sewer, sanitary sewer, and waterflne easements as
shown on the plat filed in Plat Book 8 at Page 12.
3. Tenancy rights, either as month to month or by virtue of written leases, of persons now in possession of any
part of the land.
4. Judgments, state tax liens, and federal tax liens, if any, against the party(ies) hereby insured as owner(sj.
5. Any encroachment, encumbrance, violation, or adverse circumstance affecting the title that would be
disclosed by an accurate and complete land survey of the land.
6. Easements or claims of easements not shown by the public records.
7. Taxes or special assessments that are not shown as existing liens by the public records.
TITLE INSURANCE PREMIUM FOR OWNERS POLICY: $178.00
i
s�ez�sese HO HO OB/19/10 09:16:19 '
• Chicago Title Insurance Residential
Company Title Insurance Policy
One-to-Four Family
Residences
Owner's Coverage Statement
This policy insures your title to the land described in - Exceptions in Schedule B
Schedule A- if that land is a one-to-four family _ Conditions on pages 2 and 3
residential lot or condominium unit.
We insure you against actual loss resulting from:
Your insurance, as described in this Coverage Statement,
is effective on the Policy Date shown in Schedule A. - any title risks covered by this Policy - up to the
Policy Amount
Your insurance is limited by the following: �d
- Exclusions on page 2 - any costs, attorneys' fees and expenses we have to
pay under this Policy
Covered Title Risks
This Policy covers thc following title risks, if they the Policy Date - unless you agreed to pay for the
affect your title on the Policy Date. labor and material.
1. Someone else owns an interest in your title. 9. Others have rights arising out of leases, contracts,
or options.
2. A document is not properly signed, sealed,
acknowledged, or delivered. 10. Someone else has an easement on your land.
3. Forgery, fraud, duress, incompetency, incapacity 11. Your title is unmarketable, which allows another
or unpersonation. person to refuse to perform a contract to
purchase, to lease or to make a mortgage loan.
4. Defective recording of any document. 12. You are forced to remove your existing
5. You do not have any legal right of access to and structure - other than a boundary wall or �
from the land. fence - because: ��,
6. There are restrictive covenants fimiting your use of - it eactends on to adjoining land or on to any I
the land. easement
7. There is a lien on your title because of: - it violates a restriction shown in Schedule B
- a mortgage or deed of trus[ - it violates an existing zone law
- a judgment, tax, or special assessment 13. You cannot use the land because use as a
single-faznily residence violates a restriction shown
- a charge by a homeowner's or condominium in Schedule B or an existing zone law.
association
14. Other defects, liens, or encumbrances.
8. There are liens on your tide, arising now or later
for labor and material furnished before
Company's Duty to Defend Against Court Cases
We will defend your title in any courl case as to that We can end this duty to defend your title by exercising
part of the case that is based on a Covered'Citic Risk any of our options listed in Item 4 of the Conditions.
insured against by this Policy. We will pay the costs,
attorncys' fccs, and expenscs we incur in that defense.
Page 1 This policy is not complete without Schedules A and B.
sn 2/es ss
Exclusions
In addition to the Exceptions in Schedule B, you are not - the taking happened prior to the Pnlicy Date and is
insured against loss, costs, attorneys' fees, and expenses binding on you if you bought the land without
resulting from: knowing of the taking
1. Uovernmental police power, and the eacistence or 3. Tide Risks:
violation of any law or government regulation. This _ that are created, allowed, or agreed to by you
includes building and zoning ordinances and also laws
and regulations concerning: - that are known to you, but not to us, on the Policy
- land use Date - unless they appeared in the public records
- improvements on the land - that result in no loss to you
- land division - that first affect your title after the Policy Date - this
does not limit the labor and ma[erial lien coverage
- environmenlal protection it Item 8 of Covered Title Risks
This exclusion does not apply to violations or the 4. Failure to pay value for your title.
enforcement of thesc matters which appear in the public 5. Lack of a right
rewrds al Policy Date.
- to any land outside the area speci5cally described
This exclusion does not limit the zoning coverage and referred to in Item 3 of Schedule A
described in Items 12 and 13 of Covered Title Risks. or
2. The right to take the land hy condemning it, unless: - in streets, allcys, or watenvays that touch your land
- a notice of exercising the right appeazs in the public This exclusion does not limit the access coverage in Item
records on the Policy Datc 5 of Covered Title Risks.
Conditions
1. DefillltlOns a. Easement- the right of someone else to use d. Public Records- title records that give constructive
your land for a special purpose. notice of matters affecting your title-according to
b. Land- the land or condorninium unit the state statutes where your land is located.
descrihed in Schedule A and any e. Title- the ownership of your interest in the land, as
improvements on land which aze real properry. shown in Schedule A.
c. Mortgage- a mortgage, deed of trust, trust
deed or other security instrument.
2. COIItinuatlon This Policy protects you as long as you: - are liable for any title warranties you make
Of CoveTage - own your title This Policy protects anyone who receives your title
or because of your death.
- own a mortgage from anyone who Uuys
yourland
or
3. How To a. You Must Give The Company Notice Of Your Claim The statement must have the following facts:
Make A If anyone claims a right against the insured title, - the Covered Title Risks which resulted in your loss
you must notify us promptly in writing. - the dollar amount of your loss i
Claim Send the notice to the issuiag office or
- the method you used to compute the amount of
Chicago Title Insurance Company-Claims Department your loss
171 North Clark Street
Chicago, Illiaois 60601-3294 You may want to provide us with an appraisal of your
(312)223-2000 loss by a professional appraiser as a pazt of your
Please include the Policy number shown in Schedule statement of loss.
A, and the county and state where the land is We may rcquire you to show us your records, checks,
located. letters, contracts, and other papers which relate to
your claim of loss. We may make copies of these
Our obligation to you could be reduced if: papers.
- you fail to give prompt notice
�d We may require you to answer questions under oath.
- your failure affects our ability to dispose of or to Our obligation to you could be reduced if you fail or
defcnd you against thc claim refuse to:
- provide a statement of loss
b. Proof Of Your Loss Must Be Given To The Company �
You must give us a written statement to prove your _ auswer our questions under oath
claim of loss. or
This statement must be given to us not later than 90 - show us the papers we request,
days after you know the facts which will let you and
establish the amount of your loss. - your failure or refusal affects our ability to dispose
Page 2 of or to defend you against the claim.
9732JBBSB Continued on page 3
.
Conditions (continued)
4. �ui ChOlCes �er we receive your claim notice or in any other way d. Pay you the amount required by this Policy.
WheIl YOU �eern of a matter for which we are liab]e, we can do e. Take other action which will protect you.
one or more of the following:
Notify US a. Pay the claim against your title. £ Cancel this policy by paying the Policy Amount,
Of A Clslm then in force, and only those costs, attorneys fees
b. Negotiate a settlement. and expenses incurred up to that time which we
c. Prosecute or defend a court case related to the claim. �e obligated to pay.
5. Handling A 1'ou must cooperate with us in handling any claim or When we defend your title, we have a right to choose
C13im Oi court case and give us all relevant information. the attorney. We can appeal any decision to the highest
We arc required to repay you only for those settlement cowt. We do not have to pay your claim until your case
COUit C85e costs, attorneys' fees and expenses that we approve in �s finally decided.
advance.
6. L1IIlitStion a. We will pay up to your actual loss or the Policy - we settle your claim
Of The Amount in force when the claim is c. The Policy Amount will be reduced by al] payments
� made - whichever is less. made under this policy-except for costs, attorneys'
COmPany S b. If we remove the claim against your title within a fees and expenses.
L'1ab11ity reasonable time after receiving notice of it, we will d. The PoGcy Amount will be reduced by any amount
have no further liability for it. we pay to our insured holder of any mortgage shown
If you cannot use any of your land because of a in this Policy or a later mortgage given by you.
claim against your title, and you rent reasonable e. If you do anything to affect any right of recovery
substitute land or facilities, we will repay you for you may have, we can subtract from our liability
your actual rent until: lhe aznount by which you reduced the value of that
- the cause of the claim is removed right.
or
7. Transfer Of When we settle a claim, we have all the rights you had We will not be liable to you if we do not pursue these
Your Rights against any person or property related to the claim. You rights or if we do not recover any amount that might
must transfer these rights to us when we ask, and you be recoverable.
must not do anything to affect these rights. You must W�th the money we recover from enforcing these
let us use your name in enforcing these rights. rights, we will pay whatever part of your loss we have
not paid. We have a right to keep what is left. I
8. Arbitration If it is permitted in your state, you or the Company The arbitration shall be under the Title Insurance
(Inapplieable may demand arbitration. Arbitration Rules of the American Arbitration
The arbitration shall be binding on both you and the Association. You may choose current Rules or Rules
lII K8IIS85 Lompany. The arbitration shall decide any matter in �n existence on Policy Date.
and dispute between you and the Company. The law used in the arbitration is the law of the place
MISS011rl� The arbitration awazd may: where the properry is located.
- include attorneys' fees if allowed by state law You can get a copy of the Rules from the Company
- be entered as a judgment in the proper court.
9. Our Liability This Policy, plus any endorsements, is the entire
Is Limited To contract between you and the Company. Any claun you
make against us must be made under this Policy and is
This PoliCy subject to its terms.
American CHICAGO TITLE INSURANCE COMPANY
Land Title
Association Bv � , �
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Residential ��L�..�Kg��9 ��
Title Insurance S�`.� � '`� 7 Piesident
Policy (G-1-87� �, �; COAPO� LL Attest
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:�,',�,��,,,,,j, r r
Secretary
Pase 3
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Recorded in Platte County, Missouri
Recording DatelTime:08l02/2010 at 12:10:05 PM
Instr Number. 2010009129 ,���"""`�-
� P pER OF "
Book: 1160 Page: 554 :'�,�°.� ''' FF _
i Q! � 'P-
! •
Type: TR WD : �� �f�� ,��:
Pages: Z __y.���, '�a ,.�yo :
Fee: $27.00 S =.��ouNrv,�'����
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Electronically Recorded GLOR/A BOYER
RecorderofDeeds
2oioys4eo WARRANTY qEED
(Missouri Form for Individuals)
THIS DEED dated on the �TH �y of Julv , 2 1 WITNESSETH, That
William L. Arbuckle and PennyArbucMe, Husband and W'rfe
Grantor(s}, for and in consideration of the sum oF TEN D�LLARS AND OTHER VALUABLE CON5IDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of RNerside
� i J;'p �n �
whose mailing address is: f� , Riverskle, MO 64150
Grantee(s), his/her/their heirs and assigns, the follawing described land situate in Platte
Lot � 8, PLANTATION ADDITION, a subdivision in Riverside, Platte Couniy, Missourl, accord(ng to the
recorded plat thereof.
Subject to easements, reservations, restrictions, and covenants, ff any, of record.
TO HAVE AND TO HOLD The premises aforesaid, wRh all and singular the rights, privileges, appurtenances
and immunttles thereto belonging or In anywise appertaining unto said Grantee(s), and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they isJare lawfully seized of an
indefeasible estate in fee of the premises herein conveyed; that he/she/they has/have good right to convey the
same; that said premises are free and dear from any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises unto
i said Grantee(s) and unto his/her/thefr heirs and assigns forever, against the lawful daims and demands of all
� persons whomsaever. � �
C�;� C r�� � t�-�
��
. �
IN WITNESS WHEREOF, said Grantor(s) hes/have hereunto executed these presents on this�(o�'
day of � , d0 10
����� :� � _ � �
� �� � � ,� o
m.�Arbuckle Penny Ar k e �
STATE OF Missouri � SS.
COUNTY OF Clay
On this ,j� �p day of ��1 � before me, the undersigned, a Notary Public in and for
said state, personally a pe
William L. Arbuckle and Penny Arbuc e, usband and Wife
to me known to be the erson(s) described in and who executed the foregoing instrument, and
acknowledged the he/she�hey executed the same as his/her/their free act and deed.
LYNNE WqRp Notary Public
Notary publiuNotary Sep1
STA7E OF MISSOURI
My commision expires: counry oi aiatte
My Commission Expires; g.Zg j j
Commission qp7q22z9�
mowdrz a/o1 pm
^ . Chicago Title Insurance Company
�) 7915 North Oak Trfwy 816-436-7100, Suite 130, Kansas City, Missour( 64118
(816) 436-7100 Fax: (816) 436-7383
August 19, 201 D
City of Riverside
2950 NW Vivion Road
Riverside, Missouri 64150
RE: 4812-4818 NW Homestead Rd.
Riverside, Missouri 64150
Enclosed, please find your original recorded Warranty Deed and Owner's Title Policy in connection with the
real estate you recently purchased. These documents should be kept in a safe place with your other
permanent records.
We would appreciate the opportunity to handle any title insurance or escrow needs you might have in the
future should you decide to sell or refinance your property.
Wishing you all the best with your new real estate acquisition.
Sincerely,
Lynne Ward
CHICAGO TITLE INSURANCE COMPANY
I
BiLTR2
OWI10T'S Your Title Insurance Policy is a legal contract If you want to make a claim, see Item 3 under
Infurmation between you and Chicago Title Insurance Conditions on page 2.
Sheet Company.
You do not owe any more premiums for the
, It applies only to a one-to-four residential lot or Policy.
condominium unit. If your land is not either of
these, contact us immediately. This sheet is not your insurance Policy. It is only
a brief outline of some of the important Policy
The Policy insures you against certain risks to features. The Policy explains in detail your rights
your land title. These risks are listed on page one and obligatlons and our rights and obligations.
of the Policy. The Policy is limited by: Since the Policy - and not this sheet - is the legal
document, YOU SHOULD READ THE POLICY
* Exclusions on page 2 VERY CAFEFULLY.
* Exceptions on Schedule B If you have any questions about your Policy,
contact:
* Conditions on pages 2 and 3
CHICAGO TITLE INSURANCE COMPANY
You should keep the Policy even if you transfer
the title to your land.
Your Chicago Title Issued by:
Residential Insurance Com an Issuedby:
Title Insurance P Y CHICAGO TITLE INSURANCE
171 North Clark Street COMPANY
Policy Chicago, Illinois 60601-3294 �1 S. MAIN STREET
INDEPENDENCE, MO 64050
(816)833-4117
Table of PAGE PAGE
Contents OWNER'S COVERAGE STATEMENT 1 EXCLUSIONS 2
COVERED TITLE RISKS 1 CONDPTIONS 2 and 3
COMPANY'S DUTY TO DEFEND AGAINST 1. Definitions
COURT CASES 1 2. Continuation of Coverage
SCHEDULE A INSERT 3. How to Make a Claim
Policy Numbcr, Datc and Amount 4. Our Choices When You Notify Us of a Claim
1. Name of Insured 5. Handling a Claim or Court Case
2. Intcrest in Land Covcred 6. Limitation of [he Cnmpany's Liability
3. Dcscription of Land 7. Transfer of Your Rights
8. Arbitration
SCHEDULE B - EXCEPTIONS INSERT
9. Our Liability is Limited to This Policy
871 z/88 sb
Issued By.•
Chicago Title Insurance Company Schedule n
OWNER'S POLICY- RESIDENTIAL (6/1/87) PolicyNo.: zaioi�on9
Date of Policy: August 2, 2010 at 12:09:16 Insurance Amount: $180,000.00
1. Name of Insured:
Ciry of Riverside
2. The interest in the land covered by this Policy is: fee simple
Subject to:
None of record
and the matters shown in Schedule B.
3. The land referred to in this Policy is described as follows:
Lot 19, PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the recorded '
plat thereof.
97A2/98SB HO HO OB/19/1D 09:15:19
lssued By: �
Chicago Title Insurance Company Schedule B
OWNER'S POLICY- RESIDENTIAL (6/1/87) PolicyNo.: 20�o17oa9
EXCEPTIONS FR�M COVERAGE
In addition to the Exclusions, you are not insured against loss, costs, attomeys' fees, and expenses resulting
from.
Special Exceptions: The mortgage, 'rf any, referred to in item 2 of Schedule A.
1. The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or
paya6le November 1, 2010. NONE NOW DUE AND PAYABLE.
5pecial Assessments, If any, which are DUE AND PAYABLE to the City of Rlverside.
2. Building lines, restrictlons, utillty, drainage, storm sewer, sanitary sewer, and waterllne easements as
shown on the plat flled In Plat Book 8 at Page 12.
3. Tenancy rights, either as month to month or by virtue of written leases, of persons now in possession of any
part ot the land.
4. Judgments, state tax liens, and federal tax liens, if any, against the party(ies) hereby insured as owner(s).
5. Any encroachment, encumbrance, violation, or adverse circumstance affecting the title that would be
disclosed by an accurate and complete land survey of the land.
6. Easements or claims of easements not shown by the public records.
7. Taxes or special assessments that are not shown as existing liens by the public records.
TITLE INSURANCE PREMIUM FOR OWNERS POLICY: $194.00
e�exlessa HO HO 08/19/10 D9:15:14
•Chicago Title Insurance Residential
Company Title Insurance Policy
One-to-Four Family
Residences
Owner's Coverage Statement
This policy insures your tide to the land described in - Exceptions in Schedule B
Schedule A- if that land is a one-to-four family _ Conditions on pages 2 and 3
residential lot or condominium unit.
We insure you against actual loss resulting from:
Your insurance, as described in this Coverage Statement,
is effective on the Policy Date shown in Schedule A. - any title risks covered by this Policy - up to the
PoGcy Amount
Your insurance is limited by the following: and
- Exclusions on page 2 - any costs, attorneys' fees and expenses we have to
pay under this Policy
Covered Title Risks
This Policy covers the following tille risks, if they the PoGcy Date - unless you agreed to pay for the
affect your title on the Policy Date. labor and material.
1. Someone else owns an interest in your title. 9. Others have rights arising out of leases, contracts,
or options.
2. A document is not properly signed, sealed,
acknowledged, or delivered. 10. Someone else has an easement on your land.
3. Forgery, fraud, duress, incompetency, incapacity 11. Your dtle is unmarketable, which allows another
or impersonation. person to refuse to perform a contract to
purchase, to ]ease or to make a mortgage loan.
4. Defective recording of any document.
12. You are forced to remove your earisting
5. You do not have any legal right of access to and structure - other than a boundary wall or
from the land. fence - because:
6. There are restrictive cnvenants 1'vniting your use of - it e�Rends on to adjoining land or on to any
the land. easement
7. There is a lien on your title because of: - it violates a restriction shown in Schedule B
- a mortgage or deed of trust - it violates an existing zone law
- a judgment, t�, or special assessment 13. You cannot use the land because use as a
single-family residence violates a restriction shown
- a charge by a homeowner's or condominium in Schedule B or an existing zone law.
association
14. �ther defects, liens, or encumbrances.
8. There are liens on your title, arising now or later
for labor and material fumished before
Company's Duty to Defend Against Court Cases
We will defend your title in any court case as to that We can end this duty to defend your title by exercising
part of the case that is based on a Covered Title Risk any of our options listed in Item 4 of the Conditions.
insured against by this Policy. We will pay the costs,
attorneys' fees, and expenses we incur in that defense.
Page 1 This policy is not complete without Schedules A aad B.
872 2/9956
Exclusions
In addition to the Exceptions in Schedule B, you are not - the taking happened prior to the Policy Date and is
insured against loss, costs, attorneys' fees, and e�enses binding on you if you bought the land without
resulting from: knowing of the taking
1. Governmental police power, and the eacistence or 3. Title Risks:
violation of any law or government regulation. This _ that are created, allowed, or agreed to by you
includes building and zoning ordinances and also laws
and regulations concerning: - that are known to you, but not to us, on the Policy
- land use
Date - unless they appeazed in the public records
- improvements on the land - that result in no loss to you
- land division - that first affect your title after the Policy Date - this
does not limit the labor and material lien coverage
- environmental protection it Item 8 of Covered Titic Risks
This exclusion does not apply to violations or the 4. Failure to pay value for your title.
enforcement of thesc matters which appear in the public 5. Lack of a right:
records at Policy Date.
- to any land outside the area specifically descri6ed
This exclusion does not limit the zoning coverage and referred to in Item 3 of Schedule A
described in Items 12 and 13 of Cnvered Title Risks. or
2. The right to take the land by condemning it, unless: - in streets, alleys, or waterways that touch your land
- a notice of exercising the right appears in the public This exclusion does not limit the access coverage in Item
records on the Policy Date 5 of Covered Title Risks.
Conditions
1. Deflnitlon5 a. Easement- the right of someone else to use d. Public Records- title records that give constructive
your land for a special purpose. notice of matters affecting your title-according to
b. Laad- the land or condominium unit the state statutes where your land is located.
described in Schedule A and any e. Title- the ownership of your interest in the land, as
improvements on land which are real property, shown in Schedule A.
c. Mortgage- a mortgage, deed of trust, trust j
deed or other secunty instrument. i
2. COntlIIUStiOn This Policy protects you as long as you: _ are liable for any title warranties you make
Of Coverage - own your title This Policy protects anyone who receives your title
° because of your death.
- own a mortgage from anyone whn buys
your land
or
3. HOw TO a. Ynu Must Give The Company Notice Of Your Claim The statement must have the following facts:
Make A If anyone clauns a right against the insured title, - the Covered Title Risks which resulted in your loss
you must notify us promptly in writing. - the dollaz amount of your loss
C13im Send the noCice to the issuing of£ice or
- the method you used to compute the amount of
Clvcago Title Insurance Company-Claims Departmeat your loss
171 North Clark Street You ma want to rovide us with an a raisal of our
Chicago, Illinois 60601-3294 y P Pp y
(312)223-2000 loss by a professional appraiser as a part of your
Please include the Policy number shown in Schedule statemcnt of loss.
A, and the cnunty and state where the land is We may require you to show us your records, checks,
located. letters, contracts, and other papers which relate to
Our obligation to you could be reduced if: your claim of loss. Wc may make copies of these
- you fail to give promp[ no[ice papers.
and We may rcquire you to answer questions under oath.
- your failurc affects our ability to dispose of or to Our obligation to you could be reduced if you fail or
defend you against the claim refuse to:
b. Proof Of Your Loss Must Be Given To The Company - Provide a statement of lo or
You must give us a written statement to prove your _ answer our questions under oath
claim of loss. or
This statement must be given to us not later than 90 - show us the papers we request,
days after you know [he facts which will let you and
establish the amount of your loss. - your failure or refusal affects our ability to dispose
Page 2 of or to defend you against the claim.
9732/89 SB Continued on page 3
Conditions (can
4. Our Choiees After we receive your claim notice or in any other way d. Pay you the amount required by this Policy.
When You leazn of a matter for which we are liable, we can do e. Take other action which will protect you.
one or more of the following:
NOtify US a. Pay the claim against your title. f. Canccl this policy by paying the Policy Amount,
Of A C13im then in force, and only those wsts, attorneys fees
b. Negotiate a settlement. and expenses inc�rred up to that time which we
c. Prosecute or defend a court case related to the claim. are obligated to pay.
5. Handling A You must cooperate with us in handling any claim or Whcn we defend your title, we have a right to choose
Claim Or court case and givc us all relevant information. the attorney. We can appeal any decision to the highest
Court Case We are required to repay you only for those settlement court. We do not have to pay your claim until your case
costs, attorneys' fees and e�enses that we approve in is finally decided.
advance.
6. Limitation a. We will pay up to your aetual loss or the Policy - we settle your claim
Amount in force when the claim is
Of The c. The Policy Amount will be reduced by all payments
� made - whichever is less. made under this policy-except for costs, attorneys'
Company S b. If we remove the claim against yow titic within a fees and expenses.
Liabllity reasonable time after receiving notice of it, we will d. The Policy Amount will be reduced by any amount
have no further liabiliry for it. we pay to our insured holder of any mortgage shown
If you cannot use any of your land bccause of a in this Policy or a later mortgage given by you.
claim against your title, and you rent reasonable e. If you do anything to affect any right of recovery
substitute land ar facilities, we will repay you for you may have, we can subtract from nur liabiliry
ynur actual rent untiL• the amount by which you reduced the value of that
- the cause of the claim is removed right.
or
7. Transfer Of �en we settle a claim, we have all the rights you had We will not be liable to you if we do not pursue these
Your Rights against any person or property related to the claim. You rights or if we do not recover any amount that might
must transfcr thcse rights to us when we ask, and you be recoverable.
must not do anything to affect these rights. You must With the money we recover from enforcing these
let us use your name in enforcing these rights. rights, we will pay whatever part of your loss we have
not paid. We have a right to keep what is left.
8. ATbltiation If it is permitted in your state, you or the Company The arbitration shall be under the Title Insurance
(Inapplieable may demand arbitration. Arbitration Rules of the American Arbitration
The arbitration shall be binding on both you and the Association. Yau may choose current Rules or Rules
lA Kansas Company. The arbitration shall decide any matter in �n existence on Policy Date.
and dispute between you and the Company. The law used in the arbitration is the ]aw of the place
MiS50uT1� The arbitration award may: where the property is located.
- include attorneys' fees if allowed by state law You can get a copy of the Rules from the Company
- be entered as a judgment in the proper court.
9. Our Liability This Policy, plus any endorsements, is [he entire
Is Limited To contract between you and the Company. Any claim you
make against us must bc made undcr this Policy and is
This Poliey subject to its terms.
Amcrican CHICAGO TITLE INSURANCE COMPANY
Land Title
Association By
.fJ ..f/*/ .
� �
Residential S�',�y,`� ••• q��
; ,,�.: • �' `j President
Title Insurance �. ' � >
c o;'GDApaRA1('•..o � qttest
Policy (6-1-8'� r �; �p{ ;; :
, �:
L y ��,�o:'� �,
�j�� �� ••... ..•' �. �S
.. r
�L, r . �
��'1/�,� .. rJ`d
Secietary
Pa¢e 3
, ' Recorded in Platte County, Missouri
Recording DatelTime:08102/2010 at 12:09:16 PM
Instr Number: 2010009128 ,,,�'oER oF'-.
Book: 1160 Page: 553 � • "'•�FFO _
` Q .e N �
Type: TRWD =�:��� .;�:
Pages: y cy.�� '� : o ;
.
Fee: $27.00 S �=�°ouruiv,M���'
,,,,
Electronically Recorded GLOR�a eovER
RecorderofDeeds
i 201017049 WARRANTY DEED
(Missourl Farm for Indiv�uals)
7HIS DEED dated on the��Qday ,p�t,cLpWITNESSETH, That
William L. Arbuckle and Penny Arbuckie, t&band d W'rfe
Grantor(s), for and in cons(deration of the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of iiiverside
i
whose mailing address is�,95(� N. U1 V; vi �n Rd�.{� ��/P_.�' ;�c� p, ��Ifl b�� l 50 '
Grantee(s), his/her/their heirs and assigns, the fdlowing described land situate in Platte
Lot 19, PLANTATION AODITION, a subdivision in Riverside, Platte County, Missouri, according to the recorded
plat thereof.
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO H�LD The premises aforesaid, with all a� singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s), and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they is/are lawfully seized of an
indefeasible estate in fee of the premises herein corneyed; that he/she/they has/have good right to convey the
same; that said premises are free and clear from eny incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises untq
said Grantee(s) and unto his/her/thelr heirs and assigns forever, against the lawful claims and demands of all
persons whomsoever.
� •��
nwNar
,
20 1 01 7049 WARRANTY DEED
(Missouri Form for Individuals)
THIS DEED dated on the�day ,�LL��WITNESSETH, That
William L. Arbuckle and Penny Arbuckle, sband d Wife
Grantor(s), for and in consideration of the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of Riverside
whosemailingaddressis�q5�0 N•�t1 U ��v�onk it� �T'> l/2.l I�� �� ��'JO
Grantee(s), his/her/their heirs and assigns, the following described land situate in Platte
Lot 19, PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the recorded
plat thereof.
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO HOLD The premises aforesaid, with all and singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s), and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they is/are lawfully seized of an
indefeasible estate in fee of the premises herein conveyed; that he/she/they has/have good right to convey the
same; that said premises are free and clear from any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises unto
said Grantee(s) and unto his/her/their heirs and assigns forever, against the lawful claims and demands of all
persons whomsoever.
��
mowdr
IN WITNESS WHEREOF, said Grantor(s) has/have hereunto executed these presents on this �(p
dayo � rU
V
`---'/ / / 1 '� — 1-
� }- c - � - .� _�.�
ifli L. Arbuckle `Penny Arbuckl
STATE OF Missouri � SS.
COUNTY OF Clay
On this °�� day of �'�"' ,�U � before me, the undersigned, a Notary Public in and for
said state, personally appeared
William L. Arbuckle and Penny Arbuckle, Husband and Wife
to me known to be the erson(s) described in and who executed the foregoing instrument, and
acknowledged the he/she�hey executed the same as his/her/their free act and deed.
�� �,«a�
LYNNE WARG Notary bliC
Notary Public-Notary Seal
STATE OF MISSOURI
My COI71f111SI011 8Xp1�2S: County of Platte
My Commission Expires: 8-26-20i t
Commission #Oi422291
mowtlr28/01 jfm
Chicago Title Insurance Company
O 7915 North Oak Trtwy 816-436-7100, Suite 130, Kansas City, Missouri 64118
(816) 436-7100 Fax: (816) 436-7383
August 19, 2010
City of Riverside
2950 NW Vivion Road
Riverside, Missouri 64150
RE: 4806-4810 NW Homestead Road
Riverside, Missouri 64150
Enclosed, please find your original recorded Warranty Deed and Owner's Title Policy in connection with the
real estate you recently purchased. These documents should be kept in a safe place with your other
permanent records.
We would appreciate the opportunity to handle any title insurance or escrow needs you might have in the
future should you decide to sell or refinance your property.
Wishing you all the best with your new real estate acquisRion.
Sincerely,
Lynne Ward
CHICAGO TITLE INSURANCE COMPANY
I
61LTR2
Owner's Your Title Insurance Policy is a legal contract If you want to make a claim, see Item 3 under
Information between you and Chicago Title Insurance Conditions on page 2.
Sheet Company.
You do not owe any more premiums for the
It applies only to a one-to-four residential lot or Policy.
condominium unit. If your land is not either of
these, contact us immediately. This sheet is not your insurance Policy. It is only
a brief outline of some of the important Policy
The Policy insures you against certain risks to features. The Policy explains in detail your rights
your land title. These risks are listed on page one and obligations and our rights and obligations.
of the Policy. The Policy is limited by: Since the Policy - and not this sheet - is the legal
document, YOU SHOULD READ THE POLICY
* Exclusions on page 2 VERY CAFEFULLY.
* Exceptions on Schedule B If you have eny questions about your Policy,
contact:
* Conditions on pages 2 and 3
CHICAGO TITLE INSURANCE COMPANY
You should keep the Policy even if you transfer
the title to your land.
Your Chicago Title Issued by:
Residential Insurance Com an Issuedby:
Title Insurance P Y CHICAGO TITLE INSURANCE
COMPANY
POI1C 171 North Clark Street 201 S. MAIN STREET
y Chicago, Illinois 60601-3294 INDEPENDENCE, MO 64050
(816)833-4117
Table of PAGE PAGE
Contents OWNER'S COVERAGE STATEMENT 1 EXCLUSIONS 2
COVERED TITLE RISKS 1 CONDITIONS 2 and 3
COMPANY'S DUTY TO DEFEND AGAINST 1. Definitions
COURT CASES 1 2. Continuation of Coverage
SCHEDULE A INSERT 3. How to Make a Claim
Policy Number, Date and Amount 4. Our Choices When You Notify Us of a Claim
1. Name of Insured 5. Handling a Claim or Court Case
2. Interest in Land Covered 6. Limitation of the Company's Liability
3. Description of Land 7. Transfer of Your Rights
SCHEDULE B- EXCEPTIONS INSERT g• Arbitration
9. Our Liability is Limited to This Policy
s�� z/ea sc
�sued By: '
Chicago Title Insurance Company Schedule A
OWNER'S POLICY - RESIDENTIAL (6/1/87) Policy No.: 2oioi548o
Date of Policy: August 2, 2010 at 12:10:05 Insurance Amount: $160,000.00
1. Name of Insured:
City of Riverside
2. The interest in the land covered by this Policy is: fee simple
Subject to:
None of record
and the matters shown in Schedule B.
3. The land referred to in this Policy is described as follows:
Lot 18 , PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the
recorded plat thereof.
I
I
I
e�az/eesa HO HO 08/19/10 09:16:19
Issued By;
Chicago Title Insurance Company Schedule B
OWNER'S POLICY- RESIDENTIAL (6/1/87)
Policy No.: 201016480
EXCEPTIONS FROM COVERAGE
In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and expenses resulting
from.
Special Exceptions: The mortgage, ff any, referred to in item 2 of Schedule A.
1. The lien of real estate taxes or assessments imposed on the Title by a povernmental authority due or
payable November 1, 2010. NONE NOW DUE AND PAYABLE.
Special Assessments, if any, which are DUE AND PAYABLE to the Cfty of Riverside.
2. Buliding lines, restrictions, utility, drainage, storm sewer, sanitary sewer, and waterline easements as
shown on the plat filed in Plat Book 8 at Page 12.
3. Tenancy rights, either as month to month or by virtue of written leases, of persons now in possession of any
part of the land.
4. Judgments, state tax liens, and federal tax liens, If any, against the party(ies) hereby insured as owner(s).
5. Any encroachment, encumbrance, violation, or adverse circumstance affecting the title that would be
disclosed by an accurate and complete land survey of the land.
6. Easements or claims af easements not shown by the public records.
7. Taxes or special assessments that are not shown as existing liens by the public records.
TITLE INSURANCE PREMIUM FOR OWNERS POLICY: $178.00
e�sz�sese HO HO 08/19/1C 09:16:19
, Chicago Title Insurance Residential
� Company Title Insurance Policy
One-to-Four Family
Residences
Owner's Coverage Statement
This policy insures your title to the land described in - Exceptions in Schedule B
Schedule A- if that land is a one-to-four family _ Condilions on pages 2 and 3
residential lot or condominium unit.
We insure you against actual loss resulting from:
Your insurance, as described in this Coverage 5tatcmen[,
is effective nn the Policy Date shown in Schedule A. - any title risks covered by this Policy - up to the
Policy Amount
Your insurance is limited by the following: �d
- Exclusions on page 2 - any costs, attarneys' fees and espenses we have to
pay under this Policy
Covered Title Risks
This Policy covers the following title risks, if they the Policy Date - unless you agreed to pay for the
afEect your title on the Policy Date. labor and material.
1. Someone else owns an interest in your title. 9• Others have rights azising out of leases, contracts,
or options.
2. A document is not properly signed, sealed,
acknowledged, or delivered. 10. Someone else has an easement on your land.
3. Forgery, fraud, duress, incompetency, incapaeity 11. Your title is unmarketable, which allows another
or impersonation. person to refuse lo perform a contract to
purchase, to lease or to make a mortgage loan.
4. Defective recording of any document.
12. You are forced to remove your existing
5. You do not have any legal right of accets to and structure - other than a boundary wall or
from the land. I'ence - because:
6. There are restrictive covenants limiting your use of - it e�ctends on to adjoining land or on to any
the land. easement
7. There is a lien on your title because of: - it violates a restriction shown in Schedule B
- a mortgage or deed of trust - it violates an existing zone law
- a judgment, t�, or special assessment 13. You cannot use the land because use as a
single-family residence violates a restriction shown
- a charge by a homeowner's or condominium in Schedule B or an existing zone law.
association
14. Other defects, liens, or encumbrances.
8. There are liens on your title, arising now or ]ater
for labor and material furnished before
Company's Duty to Defend Against Court Cases
Wc will defend your [itle in any courl case as to that We can end tlus duty to defend your title by exercising
part of the case that is based on a Covered Title Risk any of our options listed in Item 4 of the Conditions.
insurcd against by this Policy. We will pay the costs,
attorneys' fecs, and expenses we incur in that defense.
Page 1 Tlus policy is not complete without Schedules A and B.
972 2/99 SB
Exclusions
In addition to the Exceptions in Schedule B, you are not - the taking happened prior to the Policy Date and is
insured against loss, costs, at[orneys' fees, and er:penses binding on you if you bought the land without
resulting from: knowing of the taking
1. Governmental police power, and [he eacistence or 3. Title Risks:
violation of any law or government regulation. This _ that are created, allowed, or agreed to by you
includes building and zoning ordinances and also laws
and regulations concerning: - that are known to you, but not to us, on the Policy
- land use Date - unless they appeared in the public records
- improvemenls on the land - that result in no loss to you
- land division - thaC first affect yow title after the Policy Date - this
does not limit thc labor and material lien coverage
- environmental protection it Item 8 of Covered Title Risks
This exclusion dnes not apply to violations or the 4. Failure to pay value for your title.
enforcement of these matters which appear in the public 5. Lack of a right:
records at Policy Date.
- to any land outside the azea specitically described
This exclusion does not limit the zoning coverage and referred to in Item 3 of Schedule A
described in Items 12 and 13 of Covered Title Risks.
or
2. The right to take the land by condemning it, unless: - in streets, alleys, or waterways that touch your land
- a notice of exercising the right appcars in the public This exclusion does not limit the access coverage in Item
records on the Policy Date 5 of Covered Tille Risks.
Conditions
1. Definition5 a. Easement- the right of someone else to use d. Public Records- title records that give constructive
your land for a special purpose. notice of matters affecting your title-according to
b. Land- the land or condominium unit the state statutes where your land is located.
described in Schedule A and any e. Title- the ownership of your interest in the land, as
improvements on land which are real property. shown in Schedule A.
c. Mortgage- a mortgage, deed of trust, trust
deed or other security instrument.
2. COntiIIUStlOn This Po6cy protects you as long as you: - are liable for any title warranties you make
Of Coverage - own your titl �r This PoGcy protects anyone who receives your title
- own a mortgage from anyone who buys
because of your death.
your land
or
3. How To a. You Must Give The Company Notice Of Your Claim The statement must have the following facts:
Make A If anyone claims a right against the insured title, - the Covered Title Risks which resulted in your loss
you must notify us promptly in writing. - the dollar amount of your loss
Clalm Send the notice to the issuing office or
- the method you used to compute the amount of
Clucago Title Insurance Company-Claims Department your loss
171 Narth Clazk Street
Chicago, Illinoia 60601-3294 You may want to provide us with an appraisal of your
(312)223-2000 loss by a professional appraiser as a part of your
Please include the Policy number shown in Sc6edule statement of loss.
A, and the county and state where the land is We may require you to show us your records, checks,
located. letters, contracts, and other papers which relate to
your elaim of loss. We may make copies of these
Our obligation to you could be reduced if: papers.
- you fail to give prompt notice
and We may require you to answer ques[ions under oath.
- your failure affects our ability to dispose of or to Our obligation to you could be reduced if you fail or
defend you against the claim refuse to:
- provide a statement of loss
b. Proof Of Your Loss Must Be Given To The Campany or
You must give us a writ[en sta[ement to prove your _ answer our questions under oath
claim of loss.
or
This statement must be given to us not later than 90 - show us the papers we request,
days after you know lhe facts which will let you and
establish the amount of your loss. - your failure or refusal affects our ability to dispose
Page 2 of or to deCend you against the claim.
9732/99 SB Continued on page 3
,
Conditions (continued)
4. Our Choices After we receive your claim notice or in any other way d. Pay you the amount required by this Po(icy.
When You �earn oE a matter for which we are liable, we can do e. Take other action which will protect you.
one or more of the following:
NOtlfy US £ Cancel this policy by paying the Policy Amount,
a. Pay the claim against your title. then in force, and only those costs, attorneys' fees
Of A Claim b. Ne otiate a settlement.
g and espenses incurred up to that time which we
c. Prosecute or defend a court case rela[ed to the claim. are obligated to pay.
5. Handling A You must cooperate with us in handling any claim or When we defend your title, we have a right to choose
' C181m Oi court case and give us all relevant information. the attarney. We can appeal any decision to the highest
COUit Case We are required to repay you only for those settlement court. We do not have to pay your claim until your case
costs, attorneys' fces and expenses that we approve in is finally decided.
advance.
6. L1IIlitStioII a. We will pay up to your actual loss or the Policy - we settle ynur claim
Amount in force when the claim is
Of The c. The Policy Amount will be reduced by all payments
� made - whichever is less, made under this policy-except for costs, attorneys'
Company s b. If we remove the claim against your title within a fees and expenses.
Liability reasonable [ime after receiving notice of it, we will d. The Policy Amount will be reduced by any amount
have no further liability for it. we pay to our insured holder of any martgage shown
If you cannot use any of your land because of a in this Policy or a later mortgage given by you.
claim against yow title, and you rent reasonable e. If you do anything to affect any right of recovery
substitute land or facilities, we will repay you for you may have, we can subtract from our liability
your actual rent until: the amount by which you reduced the value of that
- the cause of [he claim is removed right.
or
7. Transfer Of �en we settle a claim, we have al] the rights you had We will not be liable to you if we do not pursue these i
Your Rights must transfe�r e� ig when we�as�k, and you � be� abl do not remver any amount that might
must not do anything to affect these rights. You arust With the money we recover from enforcing these
let us use your name in enforcing these rights. rights, we will pay whatever part of your loss we have
not paid. We have a right to keep what is left.
8. Arhitration If it is permitted in your state, you nr the Company The arbitration shall be under the Title Insurance
(Inapplieable may demand arbitration. Arbitration Rules of the American Arbitration
The arbitration shall be binding on both you and the Association. You may choose current Rules ar Rules
III ICanSSS Company. The arbitration shall decide any matter in � existence on Policy Date.
and dispu[e bctween you and the Company. The law used in the arbitration is the law of the place
M155ouI1� The arbitration awazd may: where the property is located.
- include attorneys' fees if allowed hy state law You can get a copy of thc Rules from the Company
- be entered as a judgment in the proper court.
9. Our Liability This Policy, plus any endorsements, is the entire
Is Limited To contract between you and the Company. Any claim you
make against us must be made under this Policy and is
This PoliCy subject to its terms.
Amcrican CHICAGO TITLE INSURANCE COMPANY
Land Title Bv
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Recorded in Platte County, Missouri
Recording DatelTime:08/02/2010 at 12:10:05 PM
Instr Number: 2010009129 .�""""'�-
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GLOR/A BOYER
Electronically Recorded Recorder of Deeds
2oi�1648o WARRANIY qEED
(Mfssouri Form for Individuals)
THIS DEE� dated on the 26TH day oi July 2 7 WITNESSETH, That
William L Arbuckle and Penny ArbucMe, Husband and Wife
Grantor{s), for and in consideration pf the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
Ciry of Riverside
� i �1;'d� rl
whose mailtng address is: /'� , Riverside, Mp 64150
Grantee(s), his/her/their heirs and assigns, the following described land situate in Platte
Lot 18 , PLAN7ATI�N AODITION, a subdivision in Riverside, Platte County, Missouri, according to the
recorded plat thereof.
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO HOLD The premises aforesaid, with all and singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s), and unto his/her/their heirs
� and assigns forever; said Grantor(s) here6y covenanting that he/she/they is/are lawfully seized of an
I irxlefeasible estate in fee of the premises herein conveyed; that he/she/they has/have good right to convey ihe
same; that said premises are free and dear from any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises unto
said Grantee(s) and unto hls/her/thefr helrs and assigns forever, against the lawful claims and demands of all
persons whomsoevec � _ �
C?-� � . � i -�-c.�-�
�,
�
. �
2oioisaso WARRANTY DEED
(Missouri Form for Individuals)
THIS DEED dated on the 26TH day of July , 2010 WITNESSETH, That
William L. Arbuckle and Penny Arbuckle, Husband and Wife
Grantor(s), for and in consideration of the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of Riverside
� Il� • � J 1 iL�'1 !� -
whose mailing address is: f� , Riverside, MO 64150
Grantee(s), his/her/their heirs and assigns, the following described land situate in Platte
Lot 18 , PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the
recorded plat thereof.
I
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO HOLD The premises aforesaid, with all and singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s), and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they is/are lawFully seized of an
indefeasible estate in fee of the premises herein conveyed; that he/she/they has/have good right to convey the
same; that said premises are free and clear from any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises unto
said Grantee(s) and unto his/her/their heirs and assigns forever, against the lawful claims and demands of all
persons whomsoever.
� � ��� � �_�
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mawdr
, �
IN WITNESS WHEREOF, said Grantor(s) has/have hereunto executed these presents on this�(c�
day of n_,,, - , a �p
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i m. Arbuckle Penny Ar k e �
STATE OF Missouri � SS.
COUNTY OF Clay
On this p� �p day of�2J�`"" Q q�l � before me, the undersigned, a Notary Public in and for
said state, personally appeared
William L. Arbuckle and Penny Arbuckle, Husband and Wife
to me known to be the erson(s) described in and who executed the foregoing instrument, and
acknowledged the he/she�hey executed the same as his/her/their free act and deed.
�
LYNNE WqRp Notary Public
Notary Public-Notary 5ea1
STA7E OF MISSOURI
My commision expires: coumy ot Piatte
MY Commission Expires: 8•26•2019
Commission lEp �
mowd2 Bj01 Jfm
�, . Chicago Title Insurance Company
v 7915 North �ak Trfwy 816-436-7100, Suite 130, Kansas City, Missouri 64118
(816) 436-7100 Fax: (816) 436-7383
August 19, 2010
City of Riverside
2950 NW Vivion Road
Riverside, Missouri 64150
RE: 4812-4818 NW Homestead Rd.
Riverside, Missouri 64150
Enclosed, please find your original recorded Warranry Deed and Owner's Title Policy in connection with the
real estate you recently purchased. These documents should be kept in a safe place with your oiher
permanent records.
We would appreciate the opportunity to handle any title insurance or escrow needs you might have in the
future should you decide to sell or refinance your property.
Wishing you all the best with your new real estate acquisition.
Sincerely,
Lynne Ward
CHICAGO TITLE INSURANCE COMPANY
81LTR2
Owner's Your Title Insurance Policy is a legal contract If you want to make a claim, see Item 3 under
InF�rmation between you and Chicago Title Insurance Conditions on page 2.
Sheet Company.
You do not owe any more premiums for the
It applies only to a one-to-four residential lot or Policy.
condominium unit. If your land is not either of
these, contact us immediately. This sheet is not your insurance Policy. It is only
a brief outline of some of the important Policy
The Policy insures you against certain risks to features. The Policy explains in detail your rights
your land title. These risks are listed on page one and obligations and our rights and obligations.
of the Policy. The Policy is limited by: Since the Policy - and not this sheet - is the legal
document, YOU SHOULD READ THE POLICY
* Exclusions on page 2 VERY CAFEFULLY.
* Exceptio�s on Schedule B If you have any questions about your Policy,
contact:
* Conditions on pages 2 and 3
CHICAGO TITLE INSURANCE COMPANY
You should keep the Policy even if you transfer
the title to your land.
Your Chicago Title Issuedby:
Residential Insurance Com an Issued by:
Title Insurance P Y cxicaGO Trri.E irrsuR.arrcE
COMPANY
171 North Clark Street
Policy Chicago, Illinois 60601-3294 201 S. MAIN STREET
INDEPENDENCE, MO 64050
(816)833-4177
Table of PAGE PAGE
Contents U�✓NER'S COVERAGE STATEMENT 1 EXCLUSIONS 2
COVERED TITLE RISKS 1 CONDITIONS 2 and 3
COMPANY'S DUTY TO DEFENll AGAINST 1. De('mitions
COURT CASES 1 2. Continuation of Coverage
SCHEDULE A INSERT 3. How to Make a Claim
Policy Number, Date and Amount 4. Our Choices When You Notify Us of a Claim
1. Name of Insured 5. Handling a Claim or Court Case
2. Interest in Land Covered 6. Limitation of the Company's Liabflity
3. Description of Land 7. Transfcr of Your Rights
SCHEDULE B- EXCEPTIONS INSERT �• Arbitration
9. Our Liability is Limited to This Policy
87/ 2/8B sb
lssued By: �
Chicago Title Insurance Company Schedule A
OWNER'S POLICY- RESIDENTIAL (6/1/87) policyNo.: zoioi�o49
Date of Policy: August 2, 2010 at 12:09:16 Insurance Amount: $180,000.00
1. Name of Insured:
City of Riverside
2. The interest in the land covered by this Policy is: fee simple
Subject to:
None of record
and the matters shown in Schedule B.
3. The land referred to in this Policy is described as follows:
Lot 19, PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the recorded
plat thereof.
e�az/sese HO HO 08/19/10 09:15;14
/ssued By: �
Chicago Title Insurance Company Schedu�e B
OWNER'S POLICY - RESIDENTIAL (6/1/87) Pollcy No.: 201017049
EXCEPTIONS FROM COVERAGE
In addition to the Exclusions, you are not insured against loss, costs, attomeys' fees, and expenses resulting
from.
5pecial Exceptions: The mortgage, if any, referred to in item 2 of Schedule A.
1. The lien of real estate taxes or assessments Imposed on the Title by a povernmental authority due or
payable November 1, 2010. NONE NOW DUE AND PAYABLE.
Special Assessments, if any, which are DUE AND PAYABLE to the Cfty of Riverside.
2. Building Iines, restrictions, utility, dralnage, storm sewer, sanitary sewer, and waterline easements as
shown on the plat filed in Plat Book 8 at Pape 12.
3. Tenancy rights, either as month to month or by virtue of written leases, of persons now in possession of any
part of the land.
4. Judgments, state tax liens, and federal tax liens, if any, against the party(ies) hereby insured as owner(s).
5. Any encroachment, encumbrance, violation, or adverse circumstance affecting the title that would be
disclosed by an accurate and complete land survey of the land.
6. Easements or claims of easements not shown by the public records.
7. Taxes or special assessments that are not shown as existing liens by the public records.
TITLE INSURANCE PREMIUM FOR OWNERS POLICY: $194.00
I
9782/BBSB HO HO OB/19/10 09:15:14
�Chicago Title Insurance Residential
Company Title Insurance Policy
One-to-Four Family
Residences
Owner's Coverage Statement
This policy insures your title to the land described in _ Exceptions in Schedule B
Schedule A- if that land is a one-to-four family _ Conditions on pages 2 and 3
residential lot or condominium unit.
We inswe you against actual loss resulting from:
Your insurance, as described in this Coverage Statement,
is effective on the Policy Date shown in Schedule A. - any title risks covered by this Policy - up tn the
Policy Amounl
Your insurance is limited by the following: �d
- Exclusions on page 2 - any costs, attorneys' fees and eacpenses we have to
pay under this Policy
Covered Title Risks
This Policy covers the following tide risks, if they the Policy Date - unless you agreed to pay for the
affect your title on the Policy Date. labor and material.
1. Someone else owns an interest in your title. 9. Others have rights arising ou[ of leases, contracts,
or options.
2. A document is not properly signed, sealed, i
acknowledged, or delivered. 10. Someone else has an easement on your land. I
3. Forgery, fraud, duress, incompetency, incapacity 11. Your title is unmarketable, which allows another
or impersonation. person to refuse to perform a contract to
purchase, to ]ease ar to make a mortgage loan.
4. Defective recording of any document.
12. You are forced to remove your eatisting
5. You do not have any legal right of access to and structure - other than a boundary wall or
from the land. fence - because:
6. There are restrictive covenants luniting your use of - it e�ctends on to adjoining land or on to any
the land. easement
7. There is a lien on your Utle because of: - it violates a restriction shown in Schedule B
- a mortgage or deed of trust - it violates an existing zone law
- a judgment, tax, or special assessment 13. You cannot use the land because use as a
single-family residence violates a restriction shown
- a charge by a homeowner's or condominium in Schedule B or an erristing zone law.
association
8. Thcre are liens on your tide, arising now or later 14. Other defects, liens, or encumbrances.
for labor and material furnished before
Company's Duty to Defend Against Court Cases
We will defend your title in any court case as to that We can end this duty to defend your title by exercising
part of the case that is based on a Covered Title Risk any of our options listed in Item 4 of the Condi[ions.
insured against by this Policy. We will pay the costs,
attorneys' fees, and eacpenses we incur in that defense.
Page 1 This policy is not complete without Schedules A and B.
a�z 2/ee se
Exclusions
in addition to the Exceptions in Schedule B, you are not - the taking happened prior to the Policy Date and is
insured against loss, costs, attomeys' fees, and eacpenses binding on you if you bought the land without
resulting from: knowing of thc taking
1. Governmental police power, and the existence or 3. Title Risks:
violation of any law or government regulation. This _ that aze created, allowed, or agreed to by you
includes building and zoning ordinancc;s and also laws
and regulations concerning: - that are known to you, but not to us, on the Policy
- land use Date - unless they appeared in the public records
- improvements on the land - that result in no loss to you
- land division - that 6rst affect your title after the PoGcy Date -[his
does not limit the labor and material lien wverage
- environmental protection it Item 8 of Covered Tide Risks
This exclusion does not apply to violations nr the 4. Failure to pay value for your title.
I enforcement of these matters which appear in the public 5. Lack of a right:
records at Policy Dale.
- to any land outside the area specifically described
This exclusion does not limit the zoning coverage and referred to in Item 3 of Schedule A
described in Items 12 and 13 of Covered Title Risks.
or
2. The right to take the land by cnndemning it, unless: _ in streets, alleys, or waterways that touch your land
- a notice of exercising the right appears in the public This exclusion does not limit the access coverage in Item
records on the Policy Date 5 of Covered Title Risks.
Conditions
1. Definitions a. Easement- the right of someone else to use d. Public Records- title records that give constructive
your land for a special purpose. notice of matters affecting your title-according to
b. Laad- the land or condominium unit the state statutes where your land is located.
described in Schedule A and any e. Tide- the ownership of your interest in the land, as
improvements on land which are real property. shown in Schedule A.
c. Mortgage- a mortgage, deed of trust, trust
deed or other security instrument.
2. COIItinustioII This Policy protects you as lang as you: - are liable for any title warranties you make
Of Coverage - own your title This Policy protects anyone who receives your title
or because of your death.
- own a mortgage from anyone who buys
your land
or
3. HOW TO a. You Must Give The Company Notice Of Your Claim The statement must have the following facts:
Make A If anyone claims a right against the insured title, - the Covered Title Risks which resulted in your loss
you must notify us promptly in writing. - the dollar amnunt of your loss
Claim Send the notice to the issuing oftice or
- the method you used to compute the amount of
Chicago Title Insurance Company-Claims Departmeat y�ur loss
171 North Clazk Street
Clvcago, Illinois 60601-3294 You may want to provide us with an appraisal of your
(312)223-2000 loss by a professional appraiser as a part of your
statement of loss.
Please include the Policy number shown in Schedule
A, and the county and state where the land is We may requue you to show us your records, checks,
located. letters, contracts, and other papers which relate to
Our obligation to you could be reduced if: your claim of loss. We may make copies of these
- you fail to givc prompt notice papers.
and We may require you lo answer questions under oath.
- your failure affects our ability to dispose of or to Our obligation to you could he reduced if you fail or
defend you against the claim refuse to:
- provide a statement of loss
b. Proof Of Your Loss Must Be Given To The Company or
You must give us a written statement to prove your _ answer our questions under oa[h
claim of loss. or
This statement must be given to us not later than 90 - show us the papers we request,
days after you know the facts which will let you and
establish the amount of your loss. - your failure or refusal affects our ability to dispose
Page 2 of or to defend you against the claun.
s,s z�es se Con[inued on page 3
Conditions (continued)
4. Our Choices After we receive your claim notice or in any other way d. Pay you the amount required by this Policy.
When You learn of a matter for which we are liable, we can do e. Take other action which will protect you.
nne ar more of the following:
NOtify US f. Cancel this policy by paying the Policy Amount,
a. Pay khe claim against your title. then in force, and only those costs, attorneys' fees
Of A Claim b. Ne otiate a settlement.
g and expenses incurred up to that time which we
c. Prosecutc or defend a court case related to the claim. �'e obligated to pay.
5. Handling A 1'ou must cooperate with us in handling any claim or When we defend your title, we have a right to choose
Clsim OP court case and give us all relevant information. Lhe attorney. We can appeal any decision to the highest
COUTt CBSC We are required to repay you only for those settlement �urt. We do not have to pay your claim until your case
costs, attorneys' fees and expenses that we approve in �s finally decided.
advance.
6. Limitation a. We will pay up [o your actual loss or the Policy - we settle your claim
Of The Amount in force when the claim is c. The Policy Amount will be reduced by al] payments
� made - whichever is less. made under this policy-except for costs, attorneys'
CoITlpany 5 h. If we remove the claim against your title within a fees and expenses.
Liability reasonable time after receiving notice of it, we will d. The Policy Amount will be reduced by any amount
have no furthcr liability for it. we pay to our insured holder of any mortgage shown
If you cannot use any of your land because of a in this Policy or a later mortgage given by you.
claim against your title, and you rent reasonable e. If you do anything to affect any right of recovery
substitute land or facilities, we will repay you for you may have, we can suhtract from our liability
your actual rent until: the amount by which you reduced the value of that
- the cause of the claim is removed right.
or
7. Transfer Of �en we settle a claim, we have all the rights you had We will not be liable to you if we do not pursue thcsc
Your Rights d�ainst any person or property related to the claim. You rights or if we do not recover any amount that might
must transfer these rights to us when we ask, and you be recoverable.
must not do anything to affec[ these rights. Yo� must With the money we recover from enforcing these
let us use your name in enforcing these rights. rights, we will pay whatever pazt of your loss we have
not paid. We have a right to keep what is left.
8. Aibitl'ation If it is permitted in your state, you or the Company The arbitration shall be under the Title Insurance
(Inapplieable may demand arbitra[ion. Arbitration Rules of the American Arbitration
The arhitration shall be binding on both you and the Association. You may choose current Rules or Rules
ln Kansss Company. The azbitration shall decide any matter in �n eacistence on Policy Date.
and dispute between you and the Company. The law used in the arbitration is the law of the place
M15SOUT1� The arbitration award may: where the property is located.
- include attorneys' fees if allowed by state law You can get a copy of the Rules Erom the Company
- be en te r ed as a judg in t he proper court.
9. Our LiabiliTy This Po(icy, plus any endorsements, is the entire
Is Limited To contract between you and the Company. Any claim you
make against us must be made under this Policy and is
This Policy subjcct to its terms.
American CHICAGO TITLE INSURANCE COMPANY
Land Title
Association � �
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Secietary
Pa�e 3
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, ° Recorded in Platte County, Missouri
Recording DatelTime:08/02/2010 at 12:09:16 PM
Instr Number: 2010Q09128 """"�
��'�� pER Of �'.
Book: 1160 Page: 553 ;��G�P'� � �
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Type: TR WD ;�: � :�:
Pages: 2 _ ��.. Ia .� o :
Fee: $27.00 S =�F'' •• '�y
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GLOR/A BOYER
Electronically Recorded Recorder of Deeds
i 201oi�oa9 WARRANIY QEED
(M�sourl Forrn for Irxiividuals)
THIS DEED dated on the��Qday aC F��� , That
William L. Arbuckle and Penny ArbucMe, sband d Wife
Grantor(s), for and in consideration of the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of Riverside
whose mafling address is�95D �. �11_ V� �!i pn �,� '��,11/2f"�lC� P, �� ���� r�0
Grantee(s), his/her/their heirs anci assigns, the fdlowing descri6ed land sitlk'�te in Piatte
Lot 19, PLANTATION ADDITI�N, a subdivision in Riverside, Platte Counry, Missouri, according to the recorded
plat thereof.
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO H�L� The premises aforesaid, with all and singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s}, and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they is/are lawfully seized of an
indefeasible estate in fee oi the premises herein conveyed; that he/she/they has/have good right to convey the
same; that said premises are free and clear From any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they wili warrant and defend the tftle to said premises unto
sald Grantee(s) and unto his/her/thelr heirs and assigns forever, against the lawful Claims and demands of all
persons whomsoever.
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201017049 WARRANTY DEED
(Missouri Form for Individuals)
THIS DEED dated on the�yZday oC �F�� ,�UWITNESSETH, That
William L. Arbuckle and Penny Arbuckle, i!usband6��d Wife
Grantor(s), for and in consideration of the sum of TEN DOLLARS AND OTHER VALUABLE CONSIDERATIONS ,
do(es) by these presents, GRANT, BARGAIN AND SELL, Convey and Confirm unto
City of Riverside
whose mailing address is�q5� N.1�1 �>> V� on li':� � 11/2.I"' ;1�� 2, ���9� � �JC�
Grantee(s), his/her/their heirs and assigns, the following described land situate in Platte
Lot 19, PLANTATION ADDITION, a subdivision in Riverside, Platte County, Missouri, according to the recorded
plat thereof.
Subject to easements, reservations, restrictions, and covenants, if any, of record.
TO HAVE AND TO HOLD The premises aforesaid, with all and singular the rights, privileges, appurtenances
and immunities thereto belonging or in anywise appertaining unto said Grantee(s), and unto his/her/their heirs
and assigns forever; said Grantor(s) hereby covenanting that he/she/they is/are lawfully seized of an
indefeasible estate in fee of the premises herein conveyed; that he/she/they has/have good right to convey the
same; that said premises are free and clear from any incumbrance done or suffered by him/her/them or those
under whom he/she/they claim(s), and that he/she/they will warrant and defend the title to said premises unto
said Grantee(s) and unto his/her/their heirs and assigns forever, against the lawful claims and demands of all
persons whomsoever.
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mowdr
IN WITNESS WHEREOF, said Grantor(s) has/have hereunto executed these presents on this �4
day of���� � ru
/.�� � �
= , , �ti^n ____ _
I i L Arbuckle - Penny Arbuckl
STATE OF Missouri 3 SS.
COUNTY OF Clay )
On this °�� day of �'�"' ,�� � before me, the undersigned, a Notary Public in and for
said state, personally appeared
William L. Arbuckle and Penny Arbuckle, Husband and ife
to me known to be the erson(s) described in and who executed the foregoing instrument, and
acknowledged the he/she�hey executed the same as his/her/their free act and deed.
�s . �,c��,�Q�
LYNNE WARD Notary Public
Notary Public-Notary Seal
STATE OF MISSOURI
My commision expires: councy or Piane
My Commission Expires, 8-26•207i
Commission #07422251
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